490 E Jefferson Ave, Hayden, CO 81639 Property Records

Routt County property record for 490 E Jefferson Ave, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,496 sqft · built 1908
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (May 2026)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Jul 2008 Mortgage Jul 2008 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R8231290`

Property Details

APN / Parcel Number

Primary APN	`R8231290`
Alternative APN	`154002011`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1985
Architectural Style	Modular
Foundation Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R8231290
Street Address	490 E JEFFERSON AVE
City	HAYDEN
State	CO
Zip	81639-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOTS 11 & 12 BLOCK 2 SELLERS ADD TO HAYDEN
Legal Range	88
Legal Township	06
Legal Section	10
Legal Subdivision	SELLERS ADD
Legal Block	2
Legal Lot Number	11
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	1
Census Block	1030
Census Tract	200

Owner

490 E Jefferson Ave is owned by an individual who bought it in May 2026.

Source: Routt County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 771312, STEAMBOAT SPRINGS, CO 80477-1312
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2008	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 24, 2008	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 11, 2026	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 3, 2021	Special Warranty Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Document Number	2026868576
Record Updated	Oct 29, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	490 E JEFFERSON AVE, HAYDEN, CO 81639-5135
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000677059
Date	Jul 24, 2008
Instrument	677059

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2038

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	490 E JEFFERSON AVE, HAYDEN, CO 81639-5135
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000677060
Date	Jul 24, 2008
Instrument	677060

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 17, 2048

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	490 E JEFFERSON AVE, HAYDEN, CO 81639-5135
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000726981
Date	Jul 10, 2012
Instrument	726981

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2027

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	May 11, 2026
Property Address	490 E JEFFERSON AVE, HAYDEN, CO 81639-5135
Document Number	0000868576
Instrument Date	May 5, 2026
Instrument	2026868576
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,595.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000868577,
Date	May 11, 2026
Instrument	2026868577

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Jun 3, 2021
Property Address	490 E JEFFERSON AVE, HAYDEN, CO 81639
Document Number	0000825431
Instrument Date	Jun 1, 2021
Instrument	825431
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 E JEFFERSON AVE, HAYDEN, CO 81639

Mortgage

Document Number	0000825432
Date	Jun 3, 2021
Instrument	825432

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 490 E Jefferson Ave was $3,139, up 15.4% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+15.45%)	$30,560 (+26.75%) Land $4,940 Building $25,620	$433,420 (+20.45%) Land $70,000 Building $363,420
2024	$2,719.00 (+0.85%)	$24,110 (-) Land $3,490 Building $20,620	$359,820 (-) Land $52,040 Building $307,780
2023	$2,696.00 (+45.81%)	$24,110 (+53.47%) Land $3,490 Building $20,620	$359,820 (+59.13%) Land $52,040 Building $307,780
2022	$1,849.00	$15,710 Land $2,570 Building $13,140	$226,110 Land $37,000 Building $189,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 490 E Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 E Jefferson Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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