Kootenai County property record for 490 E Beachhouse Ln, Harrison, ID 83833 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,838 sqft · built 2018 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,182 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086700020160 |
| Primary APN | 086700020160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,838 sqft Living Area |
| Basement Area | 772 sqft Basement |
| Finished Basement | 772 sqft Finished |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 21,127 sqft (0.485 acres) |
| Lot Width | 90 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 441 sqft Garage |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 123312 |
|---|---|
| Street Address | 490 E BEACHHOUSE LN |
| City | HARRISON |
| State | ID |
| Zip | 83833-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTVIEW, LT 16 BLOCK 2 3149N03W |
| Legal Subdivision | WESTVIEW |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 1902 |
Source: Kootenai County records · APN 086700020160
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 490 E BEACHHOUSE LN, HARRISON, ID 83833-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2018 | Deed of Trust, Mortgage · ARM UMPQUA BANK |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 28, 2019 | Re-recorded Document |
| Aug 15, 2017 | Warranty Deed, Transfer · ARM UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 |
| Deed Sale | Aug 15, 2017 |
| Prior Sale | Nov 03, 2014 |
| Deed Document Number | 2607660000 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 490 E BEACHHOUSE LN, HARRISON, ID 83833-9702 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2659403000 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2659403000 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2028 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 490 E BEACHHOUSE LN, HARRISON, ID 83833-9702 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Title Company | NOT AVAILABLE, KOOTENAI COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2773613000 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2773613000 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Jan 28, 2019 |
| Property Address | 490 E BEACHHOUSE LN, HARRISON, ID 83833-9702 |
| Document Number | 2678767000 |
| Map Reference | MB F PG 108 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 2678767000 |
| Record Updated | May 09, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PIERCE DR, NOVATO, CA 94947-4450 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Aug 15, 2017 |
| Property Address | 490 E BEACHHOUSE LN, HARRISON, ID 83833-9702 |
| Document Number | 2607660000 |
| Map Reference | MB F PG 108 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 2607660000 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PIERCE DR, NOVATO, CA 94947-4450 |
| Document Number | 2607661000 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 2607661000 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Kootenai Joint School District 274 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,182.00 (+0.48%) | $1,562,430 (+10.33%) Land $1,029,150 Building $533,280 | $1,562,430 (+10.33%) Land $1,029,150 Building $533,280 |
| 2024 | $5,157.00 (+9.56%) | ||
| 2023 | $4,707.00 | $1,416,190 (+2.25%) Land $891,000 Building $525,190 | $1,416,190 (+2.25%) Land $891,000 Building $525,190 |
| 2022 | $1,385,010 Land $891,000 Building $494,010 | $1,385,010 Land $891,000 Building $494,010 |
Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 13% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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