490 E Balmoral Rd, Boise, ID 83702 Property Records

Ada County property record for 490 E Balmoral Rd, Boise, ID 83702

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,635 sqft · built 1983
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,414,000 (Sep 2026)
Tax Bill	$8,799 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R3616640100`

Property Details

APN / Parcel Number

Primary APN	`R3616640100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,635 sqft Living Area
Gross Area	5,155 sqft
1st Floor Area	2,108 sqft
Basement Area	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	800 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	490 E BALMORAL RD
City	BOISE
State	ID
Zip	83702-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 594 BLK 3 HIGHLANDS UNIT #15
Legal Range	02E
Legal Township	04N
Legal Section	26
Legal Subdivision	HIGHLANDS UNIT NO 15 THE
Legal Block	3
Legal Lot Number	594
Legal Unit	15
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3009
Census Tract	202

Owner

Source: Ada County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 E BALMORAL RD, BOISE, ID 83702-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Apr 13, 2020	Quit Claim Deed, Transfer SYNERGY ONE LNDG
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	202670351
Prior Transfer Date	Apr 8, 2020
Prior Transfer Doc	0000042697
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 18, 2026
Property Address	490 E BALMORAL RD, BOISE, ID 83702-1704
Document Number	0000070351
Instrument Date	Sep 16, 2026
Instrument	202670351
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E BALMORAL RD, BOISE, ID 83702-1704

Mortgage

Document Number	0000070352,
Date	Sep 18, 2026
Instrument	202670352

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	490 E BALMORAL RD, BOISE, ID 83702-1704
Document Number	0000109821
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 E BALMORAL RD BOISE ID 837021704, BOISE, ID 83702-1704

Mortgage

Document Number	0000109821
Date	Aug 26, 2020
Instrument	109821

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2030

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Apr 13, 2020
Property Address	490 E BALMORAL RD, BOISE, ID 83702-1704
Document Number	0000042697
Instrument Date	Apr 7, 2020
Instrument	42697
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 E BALMORAL RD BOISE ID 837021704, BOISE, ID 83702-1704

Mortgage

Document Number	42698
Date	Apr 13, 2020
Instrument	42698

Lender

Name	SYNERGY ONE LNDG
Address	3131 CAMINO DEL RIO N # 190, SAN DIEGO, CA 92108-5702

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	490 E BALMORAL RD, BOISE, ID 83702-1704
Document Number	0000036504
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	490 E BALMORAL RD BOISE ID 837021704, BOISE, ID 83702-1704

Mortgage

Document Number	0000036504
Date	May 3, 2019
Instrument	36504

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2029

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	490 E BALMORAL RD, BOISE, ID 83702-1704
Document Number	0000092962
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E BALMORAL RD BOISE ID 837021704, BOISE, ID 83702-1704

Mortgage

Document Number	0000092962
Date	Oct 1, 2018
Instrument	92962

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,054,500 (-2.33%)	$1,054,500 (-2.33%)
2025	$8,799.00 (+16.02%) Homeowner's exemption	$1,079,700 (+28.23%)	$1,079,700 (+28.23%)
2024	$7,584.00 (+1.61%)
2023		$842,000 Land $301,400 Building $540,600	$842,000 Land $301,400 Building $540,600
2022	$7,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1996–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · lower than 67% of Idaho
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Anthem Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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