490 E 500 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 490 E 500 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 512 sqft · built 1960
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,300 (Jun 2021)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-086-0012`

Property Details

APN / Parcel Number

Primary APN	`07-086-0012`
Alternative APN	`008904`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	512 sqft Living Area
1st Floor Area	512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)
Porch	Open Slab
Porch Area	32 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	008904
Street Address	490 E 500 N
City	SPANISH FORK
State	UT
Zip	84660-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. AT NE COR OF LOT 4, BLK 86, PLAT A, SPANISH FORK CITY SURVEY; W 5 RODS; S 4 RODS; E 5 RODS; N 4 RODS TO BEG.
Legal Block	86
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2013
Census Tract	3201

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 E 500 N, SPANISH FORK, UT 84660-1550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Jun 28, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2021115815
Prior Transfer Date	Sep 25, 2015
Prior Transfer Doc	0000088364
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	490 E 500 N, SPANISH FORK, UT 84660-1550
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	NOVARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073590
Date	Jun 23, 2022
Instrument	73590:2022

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 28, 2021
Property Address	490 E 500 N, SPANISH FORK, UT 84660-1550
Document Number	0000115815
Instrument Date	Jun 25, 2021
Instrument	115815:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 E 500 N, SPANISH FORK, UT 84660-1550

Mortgage

Document Number	0000115824
Date	Jun 28, 2021
Instrument	115824:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,880 (-47.82%)	$281,600 (-5.12%) Land $132,100 Building $149,500
2025	$1,572.00	$296,800 (+104.95%) Land $132,100 Building $164,700	$296,800 (+12.72%) Land $132,100 Building $164,700
2024	$1,572.00 (+12.05%)
2023	$1,403.00 (+1.52%)	$144,815	$263,300 Land $125,800 Building $137,500
2022	$1,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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