490 E 400 S, Santaquin, UT 84655 Property Records

Utah County property record for 490 E 400 S, Santaquin, UT 84655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,269 sqft · built 1980
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$757,500 (Oct 2021)
Tax Bill$2,278 (2023)
Deeds & MortgagesOct 2021 Reverse Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN55-026-0006

Property Details

APN / Parcel Number

Primary APN55-026-0006
Alternative APN
  • 087802

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,269 sqft Living Area
Gross Area2,538 sqft
1st Floor Area1,269 sqft
Basement Area1,269 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1992
Architectural StyleA-Frame
Exterior MaterialMetal
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area14,375 sqft (0.33 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area262 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number087802
Street Address490 E 400 S
CitySANTAQUIN
StateUT
Zip84655-8054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, PLAT B, WESTOVER TRACT SUBD.
Legal SubdivisionWESTOVER TRACT
Legal Lot Number6
JurisdictionUTAH UT
Township / Civil DivisionSPANISH FORK-PAYSON
Census Block Group2
Census Block2032
Census Tract10409

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address490 E 400 S, SANTAQUIN, UT 84655-8054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Apr 12, 2017Deed of Trust, Mortgage · FHA Mortgage
RETIREMENT FNDG SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Document Number2021180868
Prior Transfer DateJan 28, 2017
Prior Transfer Doc0000012831
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateOct 25, 2021
Property Address490 E 400 S, SANTAQUIN, UT 84655-8054
Document Number0000180868
Instrument DateOct 19, 2021
Instrument180868:2021
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyRAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INSURANCE AGCY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 E 400 S, SANTAQUIN, UT 84655-8054

Mortgage

Document Number0000180869
DateOct 25, 2021
Instrument180869:2021
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term852 Months
DueOct 17, 2092
Interest
Rate TypeAdjustable Rate
Rate2.48%
Type Change DateDec 1, 2021
Change FrequencyAnnually
Index1-Year CMT

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address490 E 400 S, SANTAQUIN, UT 84655-8054
Document Number0000036321
Instrument DateApr 12, 2017
Transaction TypeMortgage
Record UpdatedApr 21, 2017
Title CompanySOUTH VALLEY TITLE INSURANCE, SOUTH VLY TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 E 400 S SANTAQUIN UT 846558054, SANTAQUIN, UT 84655-8054

Mortgage

Document Number0000036321
DateApr 17, 2017
Instrument36321
Lender
NameRETIREMENT FNDG SOLUTIONS
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueApr 16, 2092
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalitySantaquin City
Unified School DistrictNebo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,235 (+8.17%)$447,700 (+8.17%) Land $143,700 Building $304,000
2023$2,278.00 (+1.65%)$227,645$413,900 Land $136,900 Building $277,000
2022$2,241.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 45% of Utah
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTAQUIN CITY
serves 17,532 people · EPA ID UTAH25002
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
CentraCom
Fiber · Cable
2,000 / 2,000
Intellipop
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

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