490 Dickson St, Saint Louis, MO 63122 Property Records

St. Louis County property record for 490 Dickson St, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,186 sqft · built 1961
Lot Size	0.617 acres (26,881 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jun 2017)
Tax Bill	$16,329 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23M-61-0255`

Property Details

APN / Parcel Number

Primary APN	`23M-61-0255`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,186 sqft Living Area
Gross Area	5,866 sqft
1st Floor Area	2,492 sqft
Basement Area	280 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,881 sqft (0.617 acres)
Lot Dimensions	65 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	131 sqft
Patio Area	760 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 DICKSON ST
City	SAINT LOUIS
State	MO
Zip	63122-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	KIRKWOOD PARK LOT PTS 16 & 19
Legal Subdivision	KIRKWOOD PARK
Legal Lot Number	16,19
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3000
Census Tract	218500

Owner

490 Dickson St is owned and occupied by two individuals who acquired it in November 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Dec 16, 2021	Beneficiary Deed, Transfer
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Dec 9, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Jun 21, 2017	Grant Deed, Subdivision Related Transfer F&B ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	May 20, 2016 · Amount on File
Deed Document Number	2017283
Deed Book / Page	22576 / 1198
Last Transfer Date	Nov 24, 2021
Transfer Doc	0252721388
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634

Mortgage

Document Number	0252982653
Date	Dec 29, 2021
Book Page	25298/2653
Instrument	2021122900456

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

December 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 16, 2021
Property Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634
Document Number	0252721388
Book / Page	25272 / 1388
Map Reference	MB 6 PG 45
Instrument Date	Nov 24, 2021
Instrument	2021121600214
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	490 DICKSON ST, KIRKWOOD, MO 63122-4634

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634

Mortgage

Document Number	0239981421
Date	Apr 10, 2020
Book Page	23998/1421
Instrument	2020041000143

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634
Document Number	0233620246
Instrument Date	Dec 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	490 DICKSON ST KIRKWOOD MO 631224634, KIRKWOOD, MO 63122-4634

Mortgage

Document Number	0233620246
Date	Jan 17, 2019
Book Page	023362/000246
Instrument	47

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 21, 2017
Property Address	490 DICKSON ST, SAINT LOUIS, MO 63122-4634
Document Number	0225761198
Book / Page	022576 / 001198
Instrument Date	Jun 15, 2017
Instrument	283
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 DICKSON ST KIRKWOOD MO 631224634, KIRKWOOD, MO 63122-4634

Mortgage

Document Number	225761201
Date	Jun 21, 2017
Book Page	022576/001201
Instrument	284

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 490 Dickson St was $16,329, up 3.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,660 (-) Land $109,740 Building $180,920	$1,529,800 (-) Land $577,600 Building $952,200
2025	$16,329.00 (+3.77%)	$290,660 Land $109,740 Building $180,920	$1,529,800 Land $577,600 Building $952,200
2024	$15,736.00 (+1.61%)
2023	$15,487.00 (-9.55%)	$251,830 (+4.72%) Land $87,780 Building $164,050	$1,325,400 Land $462,000 Building $863,400
2022	$17,123.00	$240,480 Land $96,060 Building $144,420
2021			$1,265,700 Land $505,600 Building $760,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Dickson St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1979–1993)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Dickson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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