490 Delaware Way, Sterling, CO 80751 Property Records

Logan County property record for 490 Delaware Way, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,415 sqft · built 1960
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2023)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052528207011`

Property Details

APN / Parcel Number

Primary APN	`38052528207011`
Alternative APN	`5224000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,415 sqft Heated Area
1st Floor Area	1,415 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5224000
Street Address	490 DELAWARE WAY
City	STERLING
State	CO
Zip	80751-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5TH FILING STERLING; E 60' OF W 124' OF S 100' LOT 9 BLK 24 CHARMONY ADDN
Legal Range	52W
Legal Township	08N
Legal Section	28
Legal Subdivision	CHARMONY ADD
Legal Block	24
Legal Lot Number	9
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1038
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 DELAWARE WAY, STERLING, CO 80751-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	2023768691
Deed Book / Page	1056 / 891
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	490 DELAWARE WAY, STERLING, CO 80751-2323
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 DELAWARE WAY, STERLING, CO 80751-2323

Mortgage

Document Number	0000773488
Date	Dec 18, 2024
Book Page	1061/693
Instrument	773488

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Nov 21, 2023
Property Address	490 DELAWARE WAY, STERLING, CO 80751-2323
Document Number	0000768691
Book / Page	1056 / 891
Instrument Date	Nov 10, 2023
Instrument	768691
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18528 COUNTY ROAD 81, FLEMING, CO 80728-9734

Mortgage

Document Number	0000768692
Date	Nov 21, 2023
Instrument	768692

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00 (+72.02%)	$13,937 (-91.28%)	$222,994 (+39.45%) Land $24,000 Building $198,994
2023	$679.00 (-25.79%)	$159,910 (+1,338.04%) Land $20,700 Building $139,210	$159,910 (-) Land $20,700 Building $139,210
2022	$915.00	$11,120 Land $1,440 Building $9,680	$159,910 Land $20,700 Building $139,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1997–2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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