Rowan County property record for 490 Cress Rd, Mount Ulla, NC 28125
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,904 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (May 2022) |
| Tax Bill | $2,486 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 762 047 |
| Primary APN | 762 047 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 144 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 490 CRESS RD |
|---|---|
| City | MOUNT ULLA |
| State | NC |
| Zip | 28125-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00AC |
| Legal Subdivision | WILLIAM HUDSON ROBERTSON |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | STEELE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 51901 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 2, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 18, 2022 | Deed, Transfer |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Deed Book / Page | 1402 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 15, 2026 |
| Property Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Number | 1487000163 |
| Book / Page | 1487 / 163 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Number | 1487000163, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 1487/163 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Number | 0014220514 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 1422/514 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 18, 2022 |
| Property Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Number | 0014020295 |
| Book / Page | 1402 / 295 |
| Instrument Date | May 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 630 CRESS RD, 630, MOUNT ULLA, NC 28125-9645 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 18, 2022 |
| Property Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Number | 0014020297 |
| Book / Page | 1402 / 297 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 841 HEATHER LN, 841, MYRTLE BEACH, SC 29572-5700 |
| Name | Verified Name |
|---|---|
| Address | 490 CRESS RD, MOUNT ULLA, NC 28125-7618 |
| Document Number | 0001402298 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 1402/298 |
| Name | CITY FIRST MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,486.00 | $371,068 (-) Land $46,325 Building $324,743 | $371,068 (-) Land $46,325 Building $324,743 |
| 2025 | $2,486.00 (+5.38%) | $371,068 (+5.35%) Land $46,325 Building $324,743 | |
| 2023 | $2,359.00 | $352,208 Land $46,325 Building $305,883 | $371,068 Land $46,325 Building $324,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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