490 Crawford Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 490 Crawford Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,851 sqft · built 1984
Lot Size	2.61 acres (114,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Nov 2020)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051C 045`

Property Details

APN / Parcel Number

Primary APN	`051C 045`
Alternative APN	`351350`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,851 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.61 acres)
Terrain	Gentle Slope
Garage Area	441 sqft

Exterior Amenities

Pool Area	434 sqft
Porch	Porch
Porch Area	552 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Utility Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	351350
Old Parcel Number	051C 045
Street Address	490 CRAWFORD CIR
City	TOCCOA
State	GA
Zip	30577-1693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 29 SEC 2 CRAWFORD HILLS
Legal Subdivision	CRAWFORD HILLS
Legal Lot Number	29
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1009
Census Tract	970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 CRAWFORD CIR, TOCCOA, GA 30577-1693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Sep 14, 2016
Deed Document Number	0001228173
Deed Book / Page	1228 / 173
Last Transfer Date	Nov 6, 2020
Transfer Doc	0012280173
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 6, 2020
Property Address	490 CRAWFORD CIR, TOCCOA, GA 30577-1693
Document Number	0012280173
Book / Page	001228 / 000173
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 CRAWFORD CIR TOCCOA GA 305771693, TOCCOA, GA 30577-1693

Mortgage

Document Number	12280175
Date	Nov 6, 2020
Book Page	001228/000175

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+18.08%) Homeowner's exemption	$106,179 (+49.27%) Land $11,984 Building $94,195	$265,449 (+49.27%) Land $29,961 Building $235,488
2023	$2,058.00 (+0.54%) Homeowner's exemption	$71,132 (+3.44%) Land $11,984 Building $59,148	$177,830 (+3.44%) Land $29,961 Building $147,869
2022	$2,047.00 Homeowner's exemption	$68,764 Land $11,984 Building $56,780	$171,911 Land $29,961 Building $141,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20