490 County Line Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 490 County Line Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 560 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Nov 2025)
Tax Bill	$640 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3785-58-0060.000`

Property Details

APN / Parcel Number

Primary APN	`3785-58-0060.000`
Alternative APN	`80082933`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	560 sqft Heated Area
Gross Area	760 sqft
1st Floor Area	560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Shed Roof
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	141 ft Width
Porch	Slab
Porch Area	100 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	80082933
Street Address	490 COUNTY LINE RD
City	STONY POINT
State	NC
Zip	28678-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1 REGINA D LACKEY PB74-11
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2002
Census Tract	61101

Owner

Source: Iredell County records · APN 3785-58-0060.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 COUNTY LINE RD, STONY POINT, NC 28678-9146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Nov 20, 2025	Warranty Deed, Transfer
Jun 08, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Book / Page	3177 / 342
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	490 COUNTY LINE RD, STONY POINT, NC 28678-9146
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030301960
Date	Dec 01, 2023
Book Page	3030/1960

Lender

Name	PEOPLES BANK
Type	Bank
Address	40349

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 01, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	490 COUNTY LINE RD, STONY POINT, NC 28678-9146
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028461454
Date	Aug 30, 2021
Book Page	2846/1454

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	PRINCETON, WV 24740

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 20, 2025
Property Address	490 COUNTY LINE RD, STONY POINT, NC 28678-9146
Document Number	0003177342
Book / Page	3177 / 342
Map Reference	MB 74 PG 11
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 STEVE WATTS DR, TAYLORSVILLE, NC 28681-3998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 COUNTY LINE RD, STONY POINT, NC 28678-9146

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Jun 08, 2021
Property Address	490 COUNTY LINE RD, STONY POINT, NC 28678-9146
Document Number	0028201384
Book / Page	2820 / 1384
Map Reference	MB 74 PG 11
Instrument Date	Jun 01, 2021
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 STEVE WATTS DR, TAYLORSVILLE, NC 28681-3998

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00	$115,300 (-) Land $34,800 Building $80,500	$115,300 (-) Land $34,800 Building $80,500
2024	$640.00 (+8.11%)	$115,300 (+27.77%) Land $34,800 Building $80,500	$115,300 (+27.77%) Land $34,800 Building $80,500
2023	$592.00 (+351.91%)	$90,240 (+332.18%) Land $34,800 Building $55,440	$90,240 (+332.18%) Land $34,800 Building $55,440
2022	$131.00	$20,880 Land $20,880	$20,880 Land $20,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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