490 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 490 Cornelia St, Freeport, FL 32439 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,324 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2026)
Tax Bill$5,518.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-1S-19-23132-000-0670

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,324 sqft Living Area
Gross Area3,050 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width12.5 ft x 7 ft Depth x Width
Garage TypeFinished Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address490 CORNELIA ST
CityFREEPORT
StateFL
Zip32439-7639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 67 CENTRAL PARK AT HAMMOCK BAY PH 3 PB 20-52 OR 3052-2541 OR 3083-3875 OR 3255-2890
Legal Phase3
Legal Lot Number67
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2027
Census Tract950502

Owner

Source: Walton County records · APN 17-1S-19-23132-000-0670

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address837 S KNIGHT DR, EDWARDS, CA 93523-2741
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB
Jun 08, 2022Warranty Deed, Transfer · Conventional Mortgage
PATHWAY BANK
Aug 31, 2018Corporation Deed, Subdivision Related Transfer · Veterans Administration Mortgage
FIRST FLORIDA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2026 · Amount on Record
Deed SaleJan 27, 2026 · Amount on Record
Prior SaleJun 08, 2022 · Amount on Record
Deed Doc Number20260003202
Deed Book / Page3385 / 1980
Record RefreshedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 27, 2026
Property Address490 CORNELIA ST, FREEPORT, FL 32439-7639
Document Number0033851980
Book / Page3385 / 1980
Map ReferenceMB 20 PG 52&53
Instrument DateJan 27, 2026
Instrument20260003202
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE DESTIN LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address490 CORNELIA STREET, FREEPORT, FL 32439-7639

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address837 S KNIGHT DR, EDWARDS, CA 93523-2741

Mortgage

Document Number0033851982
DateJan 27, 2026
Instrument3385/1982
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 08, 2022
Property Address490 CORNELIA ST, FREEPORT, FL 32439-7639
Document Number0032552890
Book / Page3255 / 2890
Map ReferenceMB 20 PG 52&53
Instrument DateJun 06, 2022
Instrument20220027031
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9985 ASHTON OLD RD, 9985, DOUGLASVILLE, GA 30135-8192

Transferred To (Grantee/Buyer)

NameVerified Name
Address11822 DARCY PL, FORT MYERS, FL 33913-8243

Mortgage

Document Number0032552892
DateJun 08, 2022
Instrument3255/2892
Lender
NamePATHWAY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

August 2018: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionWALTON FL
Recording DateAug 31, 2018
Property Address490 CORNELIA ST, FREEPORT, FL 32439-7639
Document Number0030833875
Book / Page3083 / 3875
Map ReferenceMB20 PG52&53
Instrument DateAug 27, 2018
Instrument2018000029513
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 CORNELIA ST, FREEPORT, FL 32439-7639

Mortgage

Document Number0030833876
DateAug 31, 2018
Book Page3083/3876
Instrument2018000029514
Lender
NameFIRST FLORIDA BANK
TypeBank
AddressDESTIN, FL 32540
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$421,676 (+1.33%) Land $55,000 Building $366,676$421,676 (+1.33%) Land $55,000 Building $366,676
2024$5,518.00 (+0.25%)
2023$5,504.00 (+95.66%)$416,161 (-4.04%) Land $49,485 Building $366,676$416,161 (-4.04%) Land $49,485 Building $366,676
2022$2,813.00 Homeowner's exemption$433,664 Land $54,928 Building $378,736$433,664 Land $54,928 Building $378,736

Flood & Wildfire

490 Cornelia St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 23rd in Florida
Wildfire LikelihoodModerate — about 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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