490 Cook St, Denver, CO 80206 Property Records

Denver City property record for 490 Cook St, Denver, CO 80206

Property Summary

Property Type	Townhouse
Details	2 bd · 5.5 ba · 8,125 sqft · built 2002
Lot Size	0.127 acres (5,547 sqft)
Owner	2 Individual Names on File
Last Sale	$3,950,000 (Jan 2024)
Tax Bill	$22,424 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2024 Sale
APN	`05121-06-029-000`

Property Details

APN / Parcel Number

Primary APN	`05121-06-029-000`
Alternative APN	`163152221`

Interior

Bedrooms	2 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,125 sqft Living Area
Gross Area	4,870 sqft
1st Floor Area	2,519 sqft
Basement Area	3,426 sqft
Finished Basement	3,255 sqft
Unfinished Basement	171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Row Home
Exterior Material	Brick
Lot Area	5,547 sqft (0.127 acres)
Garage Type	Attached
Garage Area	908 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	490 COOK ST
City	DENVER
State	CO
Zip	80206-4425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	G-RH-3
Legal Description	HARMANS SUB B22 L5 BEG NW COR L5 TH S 44.37FT E 47.88FT S 1.42FT E 5.13FT N 1.42FT E 9.62FT N 1.42FT E 5.17FT S 1.42FT E 57.2FT N 44.37FT W 125FT TO POB
Legal Subdivision	HARMANS SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1011
Census Tract	3802

Owner

490 Cook St, a townhouse, is owned and occupied by two individuals who bought it in January 2024.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 COOK ST, DENVER, CO 80206-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Jan 23, 2024	Special Warranty Deed, Transfer FIRST INTEGRITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	20244806
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	490 COOK ST, DENVER, CO 80206-4425
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 COOK ST, DENVER, CO 80206-4425

Mortgage

Document Number	0000095489
Date	Sep 23, 2025
Instrument	2025095489

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jan 23, 2024
Property Address	490 COOK ST, DENVER, CO 80206-4425
Document Number	0000004806
Instrument Date	Jan 16, 2024
Instrument	2024004806
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 COOK ST, DENVER, CO 80206-4425

Tax Assessment & Valuation

The 2025 property tax bill for 490 Cook St was $22,424.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,424.00	$293,120 Land $122,010 Building $122,010	$4,157,800 Land $1,730,700 Building $2,427,100
2023	$18,949.00	$244,550 (+9.1%) Land $92,020 Building $152,530	$3,705,100 (+14.87%) Land $1,428,500 Building $2,276,600
2022		$224,160 Land $84,000 Building $140,160	$3,225,400 Land $1,208,700 Building $2,016,700
2021	$17,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 490 Cook St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 490 Cook St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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