490 Commerce St, San Benito, TX 78586 Property Records

Cameron County property record for 490 Commerce St, San Benito, TX 78586

Property Summary

Property TypeSingle Family Home
Details1,800 sqft · built 1975
Lot Size0.09 acres (3,900 sqft)
Owner2 Individual Names on File
Tax Bill$656 (2025)
Deeds & MortgagesMar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN577850-0020-001000

Property Details

APN / Parcel Number

Primary APN577850-0020-001000
Alternative APN
  • 101124

Interior

Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area1,300 sqft
2nd Floor Area500 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialWood
Roof TypeGable/Hip
Lot Area3,900 sqft (0.09 acres)
Lot Dimensions130 ft deep x 30 ft wide
Garage TypeDetached
Garage Area1,050 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area697 sqft
Storage Building540 sqft

Location & Zoning

Street Address490 COMMERCE ST
CitySAN BENITO
StateTX
Zip78586-4202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-C
Legal DescriptionCOMMERCIAL ADDITION SAN BENITO LOT 1 & FRAC OF LOT 10 BLK 2
Legal SubdivisionCOMMERCIAL ADDITION SAN BENITO
Legal Block2
Legal Lot Number1,10
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1030
Census Tract11500

Owner

Source: Cameron County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 COMMERCE ST, SAN BENITO, TX 78586-4202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 21, 2006
Transfer Doc0000051151
Record UpdatedSep 20, 2026

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMERON TX
Recording DateMar 25, 2019
Property Address490 COMMERCE ST, SAN BENITO, TX 78586-4202
Document Number24089/264
Book / Page24089 / 264
Instrument DateMar 25, 2019
Instrument2019-00010994
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address490 COMMERCE ST, 490, SAN BENITO, TX 78586-4202

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 FLORENCIA ST, SAN BENITO, TX 78586-3513

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalitySan Benito City
Unified School DistrictSan Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,900 (+1%)$106,534 (-1.59%) Land $21,645 Building $84,889
2025$656.00 (+18.63%) Homeowner's exemption Senior Citizen's exemption$58,091 (-1.8%) Land $21,645 Building $86,606$108,251 (+82.99%) Land $21,645 Building $86,606
2023$59,157 Land $13,650 Building $45,507$59,157 Land $13,650 Building $45,507
2022$553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN BENITO
serves 24,250 people · EPA ID TX0310007
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Innercity Fibernet
Fixed Wireless
100 / 100

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