Tate County property record for 490 Commerce St, Coldwater, MS 38618 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,561 sqft · built 1940 |
| Owner | Individual Name on File |
| Tax Bill | $779 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039P17 0000200 |
| Primary APN | 039P17 0000200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,561 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Street Address | 490 COMMERCE ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94 PART 8 1941 EXT |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Lot Number | 94 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950301 |
Source: Tate County records · APN 039P17 0000200
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 COMMERCE ST, COLDWATER, MS 38618-3762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779.00 | $4,330 (-) Land $1,293 Building $3,037 | $43,298 (-) Land $12,925 Building $30,373 |
| 2023 | $779.00 | $4,330 Land $1,293 Building $3,037 | $43,298 Land $12,925 Building $30,373 |
Source: FEMA National Flood Hazard Layer, Tate County (28137C), updated May 3, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281379503013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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