490 Coldenham Rd, Walden, NY 12586 Property Records

Orange County and Montgomery Town property record for 490 Coldenham Rd, Walden, NY 12586

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,892 sqft · built 1930
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Tax Bill$13,839 (2024)
Deeds & MortgagesAug 2025 Refinance
Mar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN334289 27-3-12.1

Property Details

APN / Parcel Number

Primary APN334289 27-3-12.1
Alternative APNs
  • 428902700000030121000000
  • 27-3-12.1

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,892 sqft Living Area
Gross Area2,616 sqft
1st Floor Area1,550 sqft
Upper Floors Area342 sqft
Basement Area496 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area82,764 sqft (1.9 acres)
View / LotSuburban
Garage TypeAttached
Garage Area480 sqft
Parking Spaces16 Parking Spaces
PorchCovered Porch
Porch Area850 sqft
Patio Area1,920 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number27-3-12.1
Street Address490 COLDENHAM RD
CityWALDEN
StateNY
Zip12586-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal DescriptionLT 1 TRAPINI SUB MAP 143-97
Legal SubdivisionTRAPINI
Legal Block3
Legal Lot Number12.10
JurisdictionORANGE NY
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3000
Census Tract10602

Owner

Source: Orange County and Montgomery Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address490 COLDENHAM RD, WALDEN, NY 12586-2919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
WALDEN FEDERAL SAVINGS BANK
Mar 11, 2022Deed of Trust, Mortgage · Line of Credit
WALDEN FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 27, 2005
Transfer Doc1188001847
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address490 COLDENHAM RD, WALDEN, NY 12586-2919
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054809
DateAug 19, 2025
Book Page15773/1437
Instrument20250054809
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateSep 1, 2035
Index1-Year CMT
Margin3

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address490 COLDENHAM RD, WALDEN, NY 12586-2919
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018892
DateMar 11, 2022
Book Page15178/1648
Instrument20220018892
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMontgomery Town
Unified School DistrictValley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$268,800 (-) Land $45,300 Building $223,500$726,500 (+13.52%)
2024$13,839.00
2023$268,800 (-) Land $45,300 Building $223,500$640,000 (+16.66%) Land $107,857 Building $532,143
2022$268,800 Land $45,300 Building $223,500$548,600 Land $92,454 Building $456,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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