490 Co Rd 376, Bono, AR 72416 Property Records

Craighead County property record for 490 Co Rd 376, Bono, AR 72416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Feb 2020)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-153281-00601`

Property Details

APN / Parcel Number

Primary APN	`12-153281-00601`
Alternative APN	`862033`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	36 sqft
Canopy	400 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	862033
Street Address	490 COUNTY ROAD 376
City	BONO
State	AR
Zip	72416-7556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE
Legal Range	03
Legal Township	15
Legal Section	28
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	BIG CREEK
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Craighead County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	490 COUNTY ROAD 376, BONO, AR 72416-7556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Feb 1, 2008 · Amount on Record
Deed Document Number	2020R-004127
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	490 COUNTY ROAD 376, BONO, AR 72416-7556
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019R004368
Date	Mar 7, 2019
Instrument	2019R-004368

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Interest

Rate Type	Fixed Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	490 COUNTY ROAD 376, BONO, AR 72416-7556
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R011659
Date	Jul 1, 2024
Instrument	2024R-011659

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Feb 26, 2020
Property Address	490 COUNTY ROAD 376, BONO, AR 72416-7556
Document Number	2020R004127
Instrument Date	Feb 25, 2020
Instrument	2020R-004127
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$521.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1906 WEDGEWOOD DR, PARAGOULD, AR 72450-5356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 COUNTY ROAD 376, BONO, AR 72416-7556

Mortgage

Document Number	2020R004128
Date	Feb 26, 2020
Instrument	2020R-004128

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Craighead County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Unified School District	Westside Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (+53.55%) Homeowner's exemption	$30,553 (-) Land $10,720 Building $19,833
2023	$846.00 Homeowner's exemption	$30,553 Land $10,720 Building $19,833	$152,765 Land $53,600 Building $99,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	50 (1984–2016)
Claims Outside the SFHA	5 of 50
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Flooding, Severe Storms, Apr 1997 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESBORO WATER SYSTEM serves 81,888 people · EPA ID AR0000124
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000

May also be available: Right Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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