490 Co Rd 142, Durango, CO 81303 Property Records

La Plata County property record for 490 Co Rd 142, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1977
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,500 (Oct 2018)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-343-05-009`

Property Details

APN / Parcel Number

Primary APN	`5661-343-05-009`
Alternative APN	`R002054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,968 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Lot Area	304,920 sqft
Garage Type	Detached
Garage Area	700 sqft
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R002054
Street Address	490 COUNTY ROAD 142
City	DURANGO
State	CO
Zip	81303-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A BLOCK: 0 LOT: 18 490 CR 142 DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	18
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3004
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 COUNTY ROAD 142, DURANGO, CO 81303-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage ANIMAS MTN MTG
Sep 23, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage ANIMAS MOUNTAIN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20181148692
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	490 COUNTY ROAD 142, DURANGO, CO 81303-3628
Document Number	0001174880
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 COUNTY ROAD 142 DURANGO CO 813033628, DURANGO, CO 81303-3628

Mortgage

Document Number	0001174880
Date	Jul 30, 2020
Instrument	1174880

Lender

Name	ANIMAS MTN MTG
Type	Mortgage Company
Address	DURANGO, CO 81301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	490 COUNTY ROAD 142, DURANGO, CO 81303-3628
Document Number	0001162342
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	490 COUNTY ROAD 142 DURANGO CO 813033628, DURANGO, CO 81303-3628

Mortgage

Document Number	0001162342
Date	Oct 1, 2019
Instrument	1162342

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 1, 2018
Property Address	490 COUNTY ROAD 142, DURANGO, CO 81303-3628
Document Number	0001148692
Map Reference	DOC341799
Instrument Date	Sep 28, 2018
Instrument	1148692
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 KREMER DR, 1350, BAYFIELD, CO 81122-9814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 COUNTY ROAD 142, DURANGO, CO 81303-3628

Mortgage

Document Number	0001148693
Date	Oct 1, 2018
Instrument	1148693

Lender

Name	ANIMAS MOUNTAIN MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,680 (-1.91%) Land $16,450 Building $27,230	$712,360 (-) Land $268,250 Building $444,110
2025	$2,443.00 (+63.74%)	$44,530 (+25.3%) Land $16,770 Building $27,760	$712,360 (+34.29%) Land $268,250 Building $444,110
2023	$1,492.00 (+13.12%)	$35,540 (+14.39%) Land $13,200 Building $22,340	$530,480 (+18.67%) Land $197,070 Building $333,410
2022	$1,319.00	$31,070 Land $11,590 Building $19,480	$447,020 Land $166,750 Building $280,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: T-Mobile, Verizon.

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