490 Co Rd 101, Silverthorne, CO 80498 Property Records

Grand County property record for 490 Co Rd 101, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 1994
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2025)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2024 Second Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R018291`

Property Details

APN / Parcel Number

Primary APN	`R018291`
Alternative APN	`159734311025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft
Gross Area	3,384 sqft
1st Floor Area	768 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	62,726 sqft (1.44 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	R018291
Street Address	490 COUNTY ROAD 101
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: BLUE VALLEY ACRES UNIT 2 LOT: 10 BLOCK: 11
Legal Subdivision	BLUE VALLEY ACRES UNIT 2
Legal Block	11
Legal Lot Number	10
Legal Unit	2
Jurisdiction	GRAND CO
Township / Civil Division	KREMMLING
Census Block Group	1
Census Block	1234
Census Tract	100

Owner

490 Co Rd 101 is owned by two individuals who bought it in March 2025.

Source: Grand County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 GCR 101, SILVERTHORNE, CO 80498
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU
Apr 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTERRA CU
Mar 28, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Aug 10, 2000
Deed Document Number	20252411
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	490 COUNTY ROAD 101, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018009111
Date	Nov 9, 2018
Instrument	2018009111

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	490 COUNTY ROAD 101, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 GCR 101, KREMMLING, CO 80459

Mortgage

Document Number	2024002307
Date	Apr 16, 2024
Instrument	2024002307

Lender

Name	WESTERRA CU
Type	Credit Union
Address	3700 E ALAMEDA AVE, DENVER, CO 80209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Mar 28, 2025
Property Address	490 COUNTY ROAD 101, SILVERTHORNE, CO 80498
Document Number	2025002411
Map Reference	RECEPTION NO 117067
Instrument Date	Mar 26, 2025
Instrument	2025002411
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 GCR 101, KREMMLING, CO 80459

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 GCR 101, SILVERTHORNE, CO 80498

Mortgage

Document Number	2025002412
Date	Mar 28, 2025
Instrument	2025002412

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 490 Co Rd 101 was $2,646.

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	West Grand School District 1-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00	$40,240 Land $10,970 Building $29,270	$643,850 Land $175,500 Building $468,350
2023	$2,658.00 (+35.27%)	$42,040 (+31.29%) Land $8,810 Building $33,230	$627,400 (+36.17%) Land $131,470 Building $495,930
2022	$1,965.00	$32,020 Land $4,300 Building $27,720	$460,760 Land $61,900 Building $398,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Co Rd 101 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Co Rd 101 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

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