490 Cloudview Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 490 Cloudview Dr, Watsonville, CA 95076 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 2000
Square Footage	1,062 sqft Living Area
Lot Size	3,703 sqft (0.085 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2023)
Tax Bill	$7,544.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`017-472-03`
Alternative APN	`017-472-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,062 sqft Living Area
Gross Area	1,374 sqft Gross Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	3,703 sqft (0.085 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	312 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	490 CLOUDVIEW DR
City	WATSONVILLE
State	CA
Zip	95076-3643
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT 719 LOT 531
Legal Subdivision	BAY VILLAGE
Legal Tract	719
Legal Lot Number	531
Jurisdiction	SANTA CRUZ CA
Minor Civil Division	WATSONVILLE
Census Blockgroup	1
Census Block	1024
Census Tract	110101

Owner

Source: Santa Cruz County records · APN 017-472-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 24, 2023	Grant Deed, Transfer · Seller Take-Back JOAR OPHEIM
Aug 18, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 01, 2023	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Jul 14, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 14, 2020	Grant Deed, Transfer · Conventional Mortgage DRIVE AZALIA TRUST (PT)
Aug 08, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Doc Number	202320394
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	0000003494
Record Refreshed	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2026
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000011030
Instrument Date	May 04, 2026
Instrument	202611030
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011031,
Date	May 15, 2026
Instrument	202611031

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 24, 2023
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000020394
Map Reference	MB 64 PG 47
Instrument Date	Oct 19, 2023
Instrument	2023-0020394
Transaction Type	Transfer
Record Updated	Nov 08, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643

Mortgage

Document Number	0000020395
Date	Oct 24, 2023
Instrument	2023-0020395

Lender

Name	JOAR OPHEIM
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 18, 2023
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000015546
Map Reference	MB 64 PG 47
Instrument Date	Aug 14, 2023
Instrument	2023-0015546
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$627.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SAINT ANDREWS DR, APTOS, CA 95003-5425

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 01, 2023
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000003494
Map Reference	MB 64 PG 47
Instrument Date	Feb 23, 2023
Instrument	2023-0003494
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643

Mortgage

Document Number	0000003495
Date	Mar 01, 2023
Instrument	2023-0003495

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2020
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000025663
Instrument Date	Jul 10, 2020
Instrument	25663
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	490 CLOUDVIEW DR WATSONVILLE CA 950763643, WATSONVILLE, CA 95076-3643

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2020
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000025662
Instrument Date	Jul 07, 2020
Instrument	25662
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Amount Accuracy	Full Value
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	490 CLOUDVIEW DR WATSONVILLE CA 950763643, WATSONVILLE, CA 95076-3643

Mortgage

Document Number	25664
Date	Jul 14, 2020
Instrument	25664

Lender

Name	DRIVE AZALIA TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2025

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 08, 2017
Property Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643
Document Number	0000026134
Map Reference	MB64 PG47
Instrument Date	Aug 02, 2017
Instrument	2017-0026134
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CLOUDVIEW DR, WATSONVILLE, CA 95076-3643

Mortgage

Document Number	0000026135
Date	Aug 08, 2017
Instrument	2017-0026135

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,629 (+2.45%) Land $355,817 Building $239,812
2025	$7,544.00 (+486.17%)	$581,400 (+518.37%) Land $348,840 Building $232,560
2023	$1,287.00 (+2.31%) Homeowner's exemption	$94,022 Land $22,774 Building $71,248	$497,700
2022	$1,258.00

490 Cloudview Dr, Watsonville, CA 95076 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2023: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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