490 Clift St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 490 Clift St, Central Islip, NY 11722

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472889 142.-1-54`

Property Details

APN / Parcel Number

Primary APN	`472889 142.-1-54`
Alternative APNs	`0500-142.00-01.00-054.000` `288914200000010540000000` `472800309940` `384780`

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 85 ft wide

Location & Zoning

Account Number	384780
Street Address	490 CLIFT ST
City	CENTRAL ISLIP
State	NY
Zip	11722-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	EDZ X2222832Y204406 T024H00000000
Legal Subdivision	BRIGHTSIDES
Legal Block	2000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1014
Census Tract	146203

Owner

490 Clift St is owned by two individuals who bought it in October 2023.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 CLIFT ST, CENTRAL ISLIP, NY 11722-3708
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Deed Book / Page	13222 / 831
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 18, 2023
Property Address	490 CLIFT ST, CENTRAL ISLIP, NY 11722-3708
Document Number	0132220831
Book / Page	13222 / 831
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 CLIFT ST, CENTRAL ISLIP, NY 11722-3708

Mortgage

Document Number	0023543698
Date	Oct 18, 2023
Instrument	23543/698

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Central Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$28,200 Land $4,600 Building $23,600
2024		$397,183 (+2.54%) Land $64,789 Building $332,394
2023	$28,200 Land $4,600 Building $23,600	$387,363 Land $63,187 Building $324,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Clift St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Clift St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300