Sequatchie County property record for 490 Cherry St, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,766 sqft · built 1954 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jul 2021) |
| Tax Bill | $1,325 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077048E C 00900 |
| Primary APN | 077048E C 00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,766 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Attic | Attic |
| Attic Area | 416 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 1,352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 298 sqft |
| Utility Building | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 490 CHERRY ST |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-3975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: DOWNING ADD; BLOCK: 12; TRACT: LOT21 |
| Legal Subdivision | DOWNING ADD |
| Legal Tract | LOT21 |
| Legal Block | 12 |
| Legal Lot Number | 19 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 60103 |
Source: Sequatchie County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 907 69TH ST NW, BRADENTON, FL 34209-1242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage MOUNTAIN VALLEY BANK |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| Dec 30, 2020 | Warranty Deed, Transfer · Line of Credit MOUNTAIN VLY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 20212336 |
| Deed Book / Page | 423 / 545 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 490 CHERRY ST, DUNLAP, TN 37327-3975 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001866 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 420/772 |
| Instrument | 21001866 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | May 14, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Jul 26, 2021 |
| Property Address | 490 CHERRY ST, DUNLAP, TN 37327-3975 |
| Document Number | 2336 |
| Book / Page | 423 / 545 |
| Map Reference | MB R PG 563 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 21002336 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 CHERRY ST, DUNLAP, TN 37327-3975 |
| Document Number | 2337 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 21002337 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Dec 30, 2020 |
| Property Address | 490 CHERRY ST, DUNLAP, TN 37327-3975 |
| Document Number | 0000003327 |
| Book / Page | 000410 / 000494 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 3327 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1255 HUDLOW LOOP RD DUNLAP TN 373274715, DUNLAP, TN 37327-4715 |
| Document Number | 3328 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 000410/000496 |
| Instrument | 3328 |
| Name | MOUNTAIN VLY BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Sequatchie County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,875 (-) Land $3,875 Building $51,000 | ||
| 2023 | $1,325.00 (+12.77%) | $54,875 (+54.9%) Land $3,875 Building $51,000 | $219,500 (+54.9%) Land $15,500 Building $204,000 |
| 2022 | $1,175.00 | $35,425 Land $3,050 Building $32,375 | $141,700 Land $12,200 Building $129,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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