Westmoreland County property record for 490 Charles Dr, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2005) |
| Tax Bill | $5,669 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Mortgage + 1 more |
| APN | 54-07-05-0-025 |
| Primary APN | 54-07-05-0-025 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,000 sqft (0.321 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Street Address | 490 CHARLES DR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-5912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 59 PT 60 HSE LARIMER HILLS PL 2 100 X 140 |
| Legal Subdivision | LARIMER HILLS PLAN OF LOTS #2 |
| Legal Lot Number | 59 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 803200 |
Source: Westmoreland County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 CHARLES DR, IRWIN, PA 15642-5912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jul 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2005 · Amount on Record |
| Deed Sale | May 31, 2005 · Amount on Record |
| Prior Sale | Dec 9, 2002 · Amount on Record |
| Deed Document Number | 200526541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 490 CHARLES DR, NORTH HUNTINGDON, PA 15642-5912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013493 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 202104060013493 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 490 CHARLES DR, NORTH HUNTINGDON, PA 15642-5912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020766 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 201807030020766 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 490 CHARLES DR, NORTH HUNTINGDON, PA 15642-5912 |
| Document Number | 0000026556 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 490 CHARLES DR NORTH HUNTINGDON PA 156425912, NORTH HUNTINGDON, PA 15642-5912 |
| Document Number | 0000026556 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 26556 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,669.00 (+2.59%) | $40,540 (-) Land $6,480 Building $34,060 | |
| 2025 | $5,526.00 (+8.33%) | $40,540 (-) Land $6,480 Building $34,060 | |
| 2024 | $5,101.00 | $40,540 Land $6,480 Building $34,060 | |
| 1972 | $40,540 Land $6,480 Building $34,060 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1985–2018) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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