Lenoir County property record for 490 Central Ave, Kinston, NC 28504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,185 sqft · built 1972 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,000 (Oct 2018) |
| Tax Bill | $1,003 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 450302997900 |
| Primary APN | 450302997900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,185 sqft Finished Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 217 ft deep x 115 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Utility Building | 49 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 490 CENTRAL AVE |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28504-6348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 490 CENTRAL AVE 490 CENTRAL AV |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | NEUSE |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 11301 |
490 Central Ave is owned by two individuals who bought it in October 2018.
Source: Lenoir County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1412 ABBERTON DR, ORLANDO, FL 32837-6522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2018 | Deed of Trust, Mortgage NAVY FCU |
| Oct 11, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Deed Book / Page | 1841 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 490 CENTRAL AVE, KINSTON, NC 28504-6348 |
| Document Number | 0018410131 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 490 CENTRAL AVE KINSTON NC 285046348, KINSTON, NC 28504-6348 |
| Document Number | 0018410131 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 001841/000131 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180-4907 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | Oct 11, 2018 |
| Property Address | 490 CENTRAL AVE, KINSTON, NC 28504-6348 |
| Document Number | 0018410097 |
| Book / Page | 001841 / 000097 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $126.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1412 ABBERTON DR ORLANDO FL 328376522, ORLANDO, FL 32837-6522 |
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,003.00 (-8.23%) | $134,141 (-) Land $15,600 Building $118,541 | $134,141 (-) Land $15,600 Building $118,541 |
| 2025 | $1,093.00 (+59.56%) | $134,141 (+112.9%) Land $15,600 Building $118,541 | $134,141 (+112.9%) Land $15,600 Building $118,541 |
| 2023 | $685.00 | $63,008 Land $12,600 Building $50,408 | $63,008 Land $12,600 Building $50,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Central Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 21 (1999–2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InfinityLink Communications Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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