490 Cedar Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 490 Cedar Cv, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2000
Square Footage1,494 sqft Adjusted Area
Lot Size15,084 sqft (0.346 acres)
OccupancyOwner Occupied
Tax Bill$910.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-06-1-00013-00

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,494 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area15,084 sqft (0.346 acres)
Depth X Width112 ft x 75 ft Depth x Width

Location & Zoning

Street Address490 CEDAR CV
CityHERNANDO
StateMS
Zip38632-1123
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTHWOOD SD SEC A LOT 13
Legal Range08
Legal Township03
Legal Section13
Legal QuarterNW
Legal SubdivisionNORTHWOOD SD
Legal Lot Number13
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1059
Census Tract71122

Owner

Source: DeSoto County records · APN 3-08-6-13-06-1-00013-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address490 CEDAR CV, HERNANDO, MS 38632-1123
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANCORP SOUTH BANK
Mar 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANCORP SOUTH BANK
Nov 02, 2018Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Doc Number0000448348
Record RefreshedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address490 CEDAR CV, HERNANDO, MS 38632-1123
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004577/530
DateJul 24, 2018
Book Page4577/530
InstrumentT04577-00530
Lender
NameBANCORP SOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 26, 2023
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address490 CEDAR CV, HERNANDO, MS 38632-1123
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004513/557
DateMar 28, 2018
Book Page4513/557
InstrumentT04513-00557
Lender
NameBANCORP SOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 26, 2023
Interest
Rate TypeFixed Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address490 CEDAR CV, HERNANDO, MS 38632-1123
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004631/153
DateNov 02, 2018
Book Page4631/153
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueOct 26, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$910.00 (+16.67%)$10,394 (+33.43%) Land $2,000 Building $8,394$103,942 (+33.43%) Land $20,000 Building $83,942
2023$780.00$7,790$77,901 Land $20,000 Building $57,901

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