490 Cavesson St, Apopka, FL 32712 Property Records

Orange County property record for 490 Cavesson St, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,110 sqft · built 2020
Lot Size	0.286 acres (12,465 sqft)
Owner	Individual Name on File
Last Sale	$343,990 (Oct 2020)
Tax Bill	$4,973 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-20-28-0660-00-210`

Property Details

APN / Parcel Number

Primary APN	`28-20-28-0660-00-210`
Alternative APNs	`175062` `178383` `182047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,110 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	2,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,465 sqft (0.286 acres)
Garage Type	Attached
Garage Area	636 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	490 CAVESSON ST
City	APOPKA
State	FL
Zip	32712-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	BRIDLEWOOD 100/21 LOT 21
Legal Range	28E
Legal Township	20S
Legal Section	28
Legal Subdivision	BRIDLEWOOD SUB
Legal Lot Number	21
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1012
Census Tract	17809

Owner

490 Cavesson St is owned and occupied by an individual who bought it in October 2020.

Source: Orange County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	490 CAVESSON ST, APOPKA, FL 32712-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE
Oct 1, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG
Feb 20, 2020	Grant Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Document Number	2020511954
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 1, 2026
Property Address	490 CAVESSON ST, APOPKA, FL 32712-3629
Document Number	0000365031
Instrument Date	Jun 12, 2026
Instrument	2026365031
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CAVESSON ST, APOPKA, FL 32712-3629

Mortgage

Document Number	0000365031,
Date	Jul 1, 2026
Instrument	2026365031

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Oct 1, 2050

Interest

Rate	6.36%
Max Rate	-1%

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 1, 2020
Property Address	490 CAVESSON ST, APOPKA, FL 32712-3629
Document Number	0000511954
Instrument Date	Sep 28, 2020
Instrument	511954
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CAVESSON ST APOPKA FL 327123629, APOPKA, FL 32712-3629

Mortgage

Document Number	511955
Date	Oct 1, 2020
Instrument	511955

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 20, 2020
Property Address	490 CAVESSON ST, APOPKA, FL 32712-3629
Document Number	0000109257
Instrument Date	Feb 18, 2020
Instrument	109257
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$2,528.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

The 2025 property tax bill for 490 Cavesson St was $4,973 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,080 (+2.7%)	$425,930 (-1.23%) Land $60,000 Building $365,930
2025	$4,973.00 (+1.74%) Homeowner's exemption	$348,666	$431,240 Land $60,000 Building $371,240
2024	$4,888.00 (+6.94%)
2023	$4,571.00 (+4.03%) Homeowner's exemption	$328,971 (+3%)	$386,676 (+12.36%) Land $60,000 Building $326,676
2022	$4,394.00 Homeowner's exemption	$319,389	$344,133 Land $70,000 Building $274,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Cavesson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Cavesson St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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