490 Cardinal Ln, Chesnee, SC 29323 Property Records

Spartanburg County property record for 490 Cardinal Ln, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,900 sqft · built 1974
Lot Size	13.3 acres (582,833 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Apr 2023)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-3900-00203`

Property Details

APN / Parcel Number

Primary APN	`2-3900-00203`
Alternative APN	`38284`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,900 sqft Living Area
Gross Area	5,810 sqft
Upper Floors Area	1,020 sqft
Interior Walls	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	582,833 sqft (13.3 acres)
Porch	Porch
Porch Area	386 sqft
Patio Area	948 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	38284
Street Address	490 CARDINAL LN
City	CHESNEE
State	SC
Zip	29323-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 NEELY & STEPHENS SURVEY PB 73-176 ALSO PB 100-911-911A
Legal Subdivision	WILLIAM H C COFFEY & CHARLES A
Legal Lot Number	9
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	22411

Owner

490 Cardinal Ln is owned and occupied by an individual who bought it in April 2023.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	490 CARDINAL LN, CHESNEE, SC 29323-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Deed Document Number	2023-14110
Deed Book / Page	141-N / 730
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 13, 2023
Property Address	490 CARDINAL LN, CHESNEE, SC 29323-9685
Document Number	0000014110
Book / Page	141-N / 730
Map Reference	MB 100 PG 911
Instrument Date	Mar 31, 2023
Instrument	2023-14110
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CARDINAL LN, CHESNEE, SC 29323-9685

Mortgage

Document Number	0000014111
Date	Apr 13, 2023
Book Page	6561/531
Instrument	2023-14111

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 490 Cardinal Ln was $4,086, up 0.2% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,086.00 (+0.25%)	$23,814 Land $794 Building $23,020	$825,500 Land $250,000 Building $575,500
2024	$4,076.00 (+159.78%)
2023	$1,569.00	$10,980 Land $603 Building $10,377	$507,716 Land $211,116 Building $296,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Cardinal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Cardinal Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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