490 Canaris St, Constantine, MI 49042 Property Records

St. Joseph County property record for 490 Canaris St, Constantine, MI 49042 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1920
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Sep 2022)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-190-008-00`

Property Details

APN / Parcel Number

Primary APN	`043-190-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,464 sqft Building Perimeter
1st Floor Area	976 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	560 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	490 CANARIS ST
City	CONSTANTINE
State	MI
Zip	49042-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 BLK 17 EXC N 65 FT ULLMANS ADD VIL OF CONSTANTINE.
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	17
Legal Lot Number	7-8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	3
Census Block	3017
Census Tract	41101

Owner

Source: St. Joseph County records · APN 043-190-008-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 CANARIS ST, CONSTANTINE, MI 49042-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · ARM OAK MORTGAGE LLC
Jul 02, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	20228343
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 22, 2022
Property Address	490 CANARIS ST, CONSTANTINE, MI 49042-1132
Document Number	2022008343
Instrument Date	Sep 21, 2022
Instrument	2022008343
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 CANARIS ST, 490, CONSTANTINE, MI 49042-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1445 MANN HILL RD, TIOGA, PA 16946-8787

Mortgage

Date	Sep 22, 2022

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.87%
Index	Other
Max Rate	10.8%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 02, 2019
Property Address	490 CANARIS ST, CONSTANTINE, MI 49042-1132
Document Number	01964/0749
Book / Page	1964 / 0749
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CANARIS ST, CONSTANTINE, MI 49042-1132

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,200	$146,400
2025	$1,407.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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