490 Broadway, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 490 Broadway, Bangor, ME 04401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,248 sqft · built 1945
Lot Size	0.61 acres (26,572 sqft)
Owner	Company on Record
Last Sale	$425,000 (Mar 2023)
Tax Bill	$6,466 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:037 L:084`

Property Details

APN / Parcel Number

Primary APN	`BANG M:037 L:084`
Alternative APN	`6825`

Interior

Stories	2 Stories
Building Area	8,248 sqft Total Area
1st Floor Area	8,248 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	6825
Street Address	490 BROADWAY
City	BANGOR
State	ME
Zip	04401-3468
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	USD
Legal Lot Number	84
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1000
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Hasey's Maine Stages Building listed 2024 · 1 contributing resources · NRIS 100010085

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	490 BROADWAY, BANGOR, ME 04401-3468
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage UNIVERSITY CREDIT UNION
Mar 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Deed Document Number	20234579
Deed Book / Page	16769 / 193
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	490 BROADWAY, BANGOR, ME 04401-3468
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177460023
Date	Dec 31, 2025
Book Page	17746/23
Instrument	35927

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2040

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Mar 9, 2023
Property Address	490 BROADWAY, BANGOR, ME 04401-3468
Document Number	0167690193
Book / Page	16769 / 193
Instrument Date	Mar 8, 2023
Instrument	4579
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 13TH ST, BANGOR, ME 04401-4538

Mortgage

Document Number	0000004580
Date	Mar 9, 2023
Instrument	4580

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,466.00 (-3.55%)	$365,300 (+1.08%) Land $157,900 Building $207,400
2024	$6,704.00 (+2.66%)	$361,400 (+5.98%) Land $157,900 Building $203,500
2023	$6,530.00 (-1.24%)	$341,000 (+5.21%) Land $157,900 Building $183,100
2022	$6,612.00	$324,100 Land $157,900 Building $166,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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