Hardin County property record for 490 Blackjack Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.585 acres (25,526 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Dec 2025) |
| Tax Bill | $746 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-02-012.13 |
| Primary APN | 180-10-02-012.13 |
|---|
| Lot Area | 25,526 sqft (0.585 acres) |
|---|
| Street Address | 490 BLACKJACK RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHELTON HOMESTEAD EST LT 3C |
| Legal Subdivision | SHELTON HOMESTEAD EST |
| Legal Lot Number | 3C |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 600 |
490 Blackjack Rd is owned by an individual who bought it in December 2025.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 351 BLACKJACK RD, RADCLIFF, KY 40160-8794 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2025 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Dec 22, 2025 | Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE CAPITAL LLC |
| Dec 3, 2024 | Deed, Transfer |
| May 23, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on File |
| Deed Sale | Dec 22, 2025 · Amount on File |
| Prior Sale | Dec 3, 2024 · Amount on File |
| Deed Document Number | 0015941196 |
| Deed Book / Page | 1594 / 1196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 490 BLACKJACK RD, RADCLIFF, KY 40160-9656 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 315 WILLARDS LN, BRANDENBURG, KY 40108-6327 |
| Investor | Possibly a Property Investor |
| Document Number | 02555/1433 |
|---|---|
| Date | Mar 17, 2025 |
| Book Page | 2555/1433 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 10, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 22, 2025 |
| Property Address | 490 BLACKJACK RD, RADCLIFF, KY 40160-9656 |
| Document Number | 01594/1196 |
| Book / Page | 1594 / 1196 |
| Map Reference | CAB 1 SH 6213 |
| Instrument Date | Dec 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 WILLARDS LN, BRANDENBURG, KY 40108-6327 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 351 BLACKJACK RD, RADCLIFF, KY 40160-8794 |
| Document Number | 0025941400 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2594/1400 |
| Name | STANDARD MORTGAGE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 3, 2024 |
| Property Address | 490 BLACKJACK RD, RADCLIFF, KY 40160-9656 |
| Document Number | 01576/1538 |
| Book / Page | 1576 / 1538 |
| Map Reference | CAB 1 SH 6213 |
| Instrument Date | Nov 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17023 GREEN CREST LN, LOUISVILLE, KY 40245-3215 |
| Name | Verified Name |
|---|---|
| Address | 315 WILLARDS LN, BRANDENBURG, KY 40108-6327 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 23, 2018 |
| Property Address | 490 BLACKJACK RD, RADCLIFF, KY 40160-9656 |
| Document Number | 001457/261 |
| Book / Page | 1457 / 261 |
| Instrument Date | May 18, 2018 |
| Instrument | 180-00006079 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17023 GREEN CREST LN, LOUISVILLE, KY 40245-3215 |
The 2025 property tax bill for 490 Blackjack Rd was $746.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $746.00 | $75,000 Land $20,000 Building $55,000 | $75,000 Land $20,000 Building $55,000 |
| 2023 | $82,800 (-) Land $13,600 Building $69,200 | $82,800 (-) Land $13,600 Building $69,200 | |
| 2022 | $82,800 Land $13,600 Building $69,200 | $82,800 Land $13,600 Building $69,200 | |
| 2021 | $815.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 490 Blackjack Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Blackjack Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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