490 Berding St, Ferndale, CA 95536 Property Records

Humboldt County property record for 490 Berding St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,417 sqft · built 1892
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,900 (Jan 2018)
Tax Bill	$8,342 (2025)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`031-093-001-000`

Property Details

APN / Parcel Number

Primary APN	`031-093-001-000`
Alternative APN	`03109301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area

Exterior

Year Built	Built 1892
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	03109301
Street Address	490 BERDING ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	LOT 12 BLCK 6 FRANCIS DIV BK 5 MAPS PG 79
Legal Subdivision	FRANCIS DIVISION OF THE TOWN OF FERNDALE
Legal Block	6
Legal Lot Number	12
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1021
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 547, FERNDALE, CA 95536-0547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Mar 26, 2007
Deed Document Number	2018-001041
Record Updated	Jun 8, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jan 23, 2018
Property Address	490 BERDING ST, FERNDALE, CA 95536
Document Number	0000001041
Instrument Date	Jan 10, 2018
Instrument	1041
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$699.49
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 BERDING ST FERNDALE CA 95540, FERNDALE, CA 95540

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,342.00 (+6.69%) Homeowner's exemption	$723,524 (+4.04%) Land $193,429 Building $530,095
2023	$7,819.00 (+1.43%) Homeowner's exemption	$695,430 Land $185,919 Building $509,511
2022	$7,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Berding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures