Davidson County property record for 490 Beech Ridge Rd, Thomasville, NC 27360
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,612 sqft · built 2003 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,500 (Apr 2003) |
| Tax Bill | $1,785 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-304-C-000-0093 |
| Primary APN | 16-304-C-000-0093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,612 sqft Total Area |
| 1st Floor Area | 1,399 sqft |
| Upper Floors Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 140 ft deep x 235 ft wide |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9066613 |
|---|---|
| Street Address | 490 BEECH RIDGE RD |
| City | THOMASVILLE |
| State | NC |
| Zip | 27360-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | PB37-52 L93 BK1412-40 LDFRD DWN 2B |
| Legal Subdivision | LEDFORD DOWNS PH 11-B |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | THOMASVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 60601 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 BEECH RIDGE RD, THOMASVILLE, NC 27360-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Oct 20, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2003 · Amount on Record |
| Deed Sale | Apr 29, 2003 · Amount on Record |
| Prior Sale | Oct 24, 2002 · Amount on Record |
| Deed Book / Page | 1412 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Oct 2, 2026 |
| Property Address | 490 BEECH RIDGE RD, THOMASVILLE, NC 27360-9705 |
| Document Number | 0000019573 |
| Book / Page | 2780 / 2403 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202619573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 490 BEECH RIDGE RD, THOMASVILLE, NC 27360-9705 |
| Document Number | 0000019573, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 2780/2403 |
| Instrument | 202619573 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 490 BEECH RIDGE RD, THOMASVILLE, NC 27360-9705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0022891784 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 2289/1784 |
| Instrument | 2017000022723 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 490 BEECH RIDGE RD, THOMASVILLE, NC 27360-9705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0023541201 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 2354/1201 |
| Instrument | 2019000007534 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2039 |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,785.00 (+5.31%) | $260,880 (-) | $260,880 (-) Land $38,000 Building $222,880 |
| 2025 | $1,695.00 (+1.56%) | $260,880 (-) | $260,880 (-) Land $38,000 Building $222,880 |
| 2023 | $1,669.00 | $260,880 | $260,880 Land $38,000 Building $222,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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