Washington County property record for 490 Beech Bay Rd, Roper, NC 27970
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,981 sqft · built 1998 |
| Lot Size | 0.703 acres (30,623 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jan 2026) |
| Tax Bill | $3,340 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7820.00-16-3107 |
| Primary APN | 7820.00-16-3107 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,981 sqft Base Area |
| 1st Floor Area | 1,981 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 30,623 sqft (0.703 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 175 sqft |
| Deck Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2544 |
|---|---|
| Street Address | 490 BEECH BAY RD |
| City | ROPER |
| State | NC |
| Zip | 27970-9565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WASHINGTON NC |
| Township / Civil Division | LEES MILL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 950100 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 BEECH BAY RD, ROPER, NC 27970-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Aug 27, 1993 · Amount on Record |
| Deed Document Number | 2026321798 |
| Deed Book / Page | 562 / 738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NC |
| Recording Date | Jan 16, 2026 |
| Property Address | 490 BEECH BAY RD, ROPER, NC 27970-9565 |
| Document Number | 000562/738 |
| Book / Page | 562 / 738 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 321798 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3236 WINTERGREEN RD, COVE CITY, NC 28523-9207 |
| Name | Verified Name |
|---|---|
| Address | 490 BEECH BAY RD, ROPER, NC 27970-9565 |
| Document Number | 0000321799 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 321799 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Washington County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Washington County |
| Unified School District | Washington County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,340.00 (+10.6%) | $355,300 (-) Land $131,800 Building $223,500 | |
| 2025 | $355,300 (-) Land $131,800 Building $223,500 | $355,300 (-) Land $131,800 Building $223,500 | |
| 2023 | $355,300 Land $131,800 Building $223,500 | $355,300 (-) Land $131,800 Building $223,500 | |
| 2022 | $3,020.00 | $355,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1998–2026) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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