Okanogan County property record for 490 Beach St, Pateros, WA 98846 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,100 sqft · built 1945 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Apr 2024) |
| Tax Bill | $1,935 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Apr 2024 Mortgage + 3 more |
| APN | 2230010100 |
| Primary APN | 2230010100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 490 BEACH ST |
|---|---|
| City | PATEROS |
| State | WA |
| Zip | 98846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 2 3 L/ST BLK A ORCHARD PARK ADD PATEROS |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 35 |
| Legal Subdivision | PARK ADD PATEROS |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | OKANOGAN WA |
| Township / Civil Division | BREWSTER-WAKEFIELD |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 970800 |
Source: Okanogan County records · APN 2230010100
Assessment roll updated May 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 S 2ND ST, 2B, CHELAN, WA 98816-9666 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 01, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMELENDING A PLAINS CAPITAL COMPANY |
| Apr 01, 2024 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit CASHMERE VALLEY BANK |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit GLACIER BANK |
| Jun 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2024 · Amount on Record |
| Deed Sale | Apr 01, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2010 · Amount on Record |
| Deed Document Number | 20243277352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | 490 BEACH ST, PATEROS, WA 98846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 430 S 2ND ST 2B, 2B, CHELAN, WA 98816-9666 |
| Document Number | 0003277354 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | 3277354 |
| Name | PRIMELENDING A PLAINS CAPITAL COMPANY |
|---|---|
| Address | 18111 PRESTON RD STE 900, DALLAS, TX 75252 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Recording Date | Apr 01, 2024 |
| Property Address | 490 BEACH ST, PATEROS, WA 98846 |
| Document Number | 0003277352 |
| Map Reference | MB C PG 16 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 3277352 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 S 2ND ST UNIT 2B, 2B, CHELAN, WA 98816-9666 |
| Document Number | 0003277353 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | 3277353 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | 18111 PRESTON RD STE 900, DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | 490 BEACH ST, PATEROS, WA 98846 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Title Company | BAINES TITLE COMPANY, BAINES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003275544 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 3275544 |
| Name | CASHMERE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CHELAN, WA 98816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | 490 BEACH ST, PATEROS, WA 98846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INLAND PROFESSIONAL TITLE, INLAND PROFESSIONAL TITLE LL |
| Name | Verified Name |
|---|
| Document Number | 3220642 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 3220642 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | BREWSTER, WA 98812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKANOGAN WA |
| Property Address | 490 BEACH ST, PATEROS, WA 98846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 3234450 |
|---|---|
| Date | Jun 05, 2019 |
| Instrument | 3234450 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Okanogan County records · Assessment roll updated May 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Okanogan County |
| Municipality | Pateros City |
| Unified School District | Pateros School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,935.00 | $252,000 (+7.97%) Land $47,200 Building $204,800 | $252,000 (+7.97%) Land $47,200 Building $204,800 |
| 2023 | $233,400 (+26.78%) Land $47,200 Building $186,200 | $233,400 (+26.78%) Land $47,200 Building $186,200 | |
| 2022 | $184,100 Land $37,200 Building $146,900 | $184,100 Land $37,200 Building $146,900 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530479708005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1982, rainfall accumulation |
| Wildfire Risk | High above 82% of the US · above 59% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 131 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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