490 Baywillow Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 490 Baywillow Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1968
Lot Size	0.241 acres (10,481 sqft)
Owner	Individual Name on File
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21R-32-0090`

Property Details

APN / Parcel Number

Primary APN	`21R-32-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	1,632 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,481 sqft (0.241 acres)
Lot Dimensions	81 ft deep x 80 ft wide
Terrain	Below Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	130 sqft
Poultry House	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 BAYWILLOW DR
City	BALLWIN
State	MO
Zip	63011-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	OAK TREE FARM ADDN NO 2 PLAT 7 LOT 311
Legal Subdivision	OAK TREE FARM ADDN NO 2 PLAT 7
Legal Lot Number	311
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3012
Census Tract	217802

Owner

490 Baywillow Dr is owned and occupied by an individual who acquired it in May 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	490 BAYWILLOW DR, BALLWIN, MO 63011-3421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020
Deed Sale	May 27, 2020
Prior Sale	Jun 2, 2011 · Amount on File
Deed Document Number	202032
Deed Book / Page	24021 / 38
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0240210038
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	490 BAYWILLOW DR, BALLWIN, MO 63011-3421
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BAYWILLOW DR, BALLWIN, MO 63011-3421

Mortgage

Document Number	0253963781
Date	Mar 10, 2022
Book Page	25396/3781
Instrument	2022031000746

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 8, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	490 BAYWILLOW DR, BALLWIN, MO 63011-3421
Document Number	0224780004
Book / Page	022478 / 000004
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BAYWILLOW DR BALLWIN MO 630113421, BALLWIN, MO 63011-3421

Mortgage

Document Number	0224780004
Date	Apr 12, 2017
Book Page	022478/000004
Instrument	2

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 11, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 490 Baywillow Dr was $4,033, up 4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,680 (-) Land $26,960 Building $38,720	$345,700 (-) Land $141,900 Building $203,800
2025	$4,033.00 (+4.02%)	$65,680 Land $26,960 Building $38,720	$345,700 Land $141,900 Building $203,800
2024	$3,877.00 (-0.89%)
2023	$3,912.00 (+7.71%)	$59,640 (+16.69%) Land $16,020 Building $43,620	$313,900 Land $84,300 Building $229,600
2022	$3,632.00	$51,110 Land $17,780 Building $33,330
2021			$269,000 Land $93,600 Building $175,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Baywillow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Baywillow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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