490 Barfield Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 490 Barfield Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 1996
Lot Size	4.42 acres (192,971 sqft)
Owner	Individual Name on Record
Tax Bill	$662 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`278-03-00-014-SDV`

Property Details

APN / Parcel Number

Primary APN	`278-03-00-014-SDV`
Alternative APN	`27186`

Interior

Stories	1 Story
Building Area	1,390 sqft Gross Area
Gross Area	1,248 sqft

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Lot Area	192,971 sqft (4.42 acres)
Garage Type	Attached
Porch	Porch
Porch Area	112 sqft
Deck Area	30 sqft

Location & Zoning

Account Number	27186
Old Parcel Number	278-03-00-014 SDV
Street Address	490 BARFIELD RD
City	ELGIN
State	SC
Zip	29045-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	DIST:279 MAP REF:BK 44 PG 32
Legal Subdivision	SHAMROCK PROPERTIES INC
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2023
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 BARFIELD RD, ELGIN, SC 29045-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE TITLE, SIMPLIFILE
Apr 6, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021
Deed Sale	Aug 17, 2021
Deed Document Number	0004549275
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	03050
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Aug 21, 2026
Property Address	490 BARFIELD RD, ELGIN, SC 29045-9704
Document Number	0000008038
Book / Page	5660 / 160
Instrument Date	Jul 31, 2026
Instrument	20268038
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BARFIELD RD, ELGIN, SC 29045-9704

Mortgage

Document Number	0000008038,
Date	Aug 21, 2026
Book Page	5660/160
Instrument	20268038

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	490 BARFIELD RD, ELGIN, SC 29045-9704
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002855
Date	Apr 6, 2023
Book Page	4923/230
Instrument	202300002855

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00 (+23.97%)	$85,900 (-) Land $38,200 Building $47,700	$85,900 (-)
2023	$534.00	$85,900 Land $38,200 Building $47,700	$85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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