490 Bald Rock Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 490 Bald Rock Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 806 sqft · built 2006
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,200 (Jul 2017)
Tax Bill	$1,895 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0746498`

Property Details

APN / Parcel Number

Primary APN	`R0746498`
Alternative APNs	`07-4077-18-2-01-99-0000` `0000007797`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	230 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000007797
Street Address	490 BALD ROCK RD
City	KALISPELL
State	MT
Zip	59901-7079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18, T29 N, R22 W, C.O.S. 8422, TR 3A IN NW4SE4, ASSR #0000007797
Legal Range	22W
Legal Township	29N
Legal Section	18
Legal Subdivision	CERTIFICATE OF SURVEY #8422
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	3
Census Block	3069
Census Tract	1701

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 BALD ROCK RD, KALISPELL, MT 59901-7079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Mar 19, 2010 · Amount on Record
Deed Document Number	201714657
Prior Transfer Date	Feb 9, 2008
Prior Transfer Doc	0000003272
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	490 BALD ROCK RD, KALISPELL, MT 59901-7079
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002642
Date	Feb 22, 2023
Instrument	202300002642

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	490 BALD ROCK RD, KALISPELL, MT 59901-7079
Transaction Type	Mortgage
Record Updated	Feb 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001968
Date	Jan 23, 2020
Instrument	202000001968

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 17, 2017
Property Address	490 BALD ROCK RD, KALISPELL, MT 59901-7079
Document Number	201700014657
Instrument Date	Jul 13, 2017
Instrument	201700014657
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BALD ROCK RD, KALISPELL, MT 59901-7079

Mortgage

Document Number	201700014658
Date	Jul 17, 2017
Instrument	201700014658

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,895.00 (-27.31%)	$542,500 (+56.16%)
2025			$542,500 (+56.16%) Land $234,246 Building $308,254
2023	$2,607.00	$347,400	$347,400 Land $124,002 Building $223,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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