490 Ave de Las Rosas, Encinitas, CA 92024 Property Records

San Diego County property record for 490 Ave de Las Rosas, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,614 sqft · built 1975
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Nov 2002)
Tax Bill	$7,788 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`259-480-05-00`

Property Details

APN / Parcel Number

Primary APN	`259-480-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,614 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	8,500 sqft (0.195 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	490 AVENIDA DE LAS ROSAS
City	ENCINITAS
State	CA
Zip	92024-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 181 TR 007714
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	007714
Legal Block	4
Legal Lot Number	181
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4008
Census Tract	17403

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Oct 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2002 · Amount on Record
Deed Sale	Nov 6, 2002 · Amount on Record
Deed Document Number	2002993854
Prior Transfer Date	Aug 16, 2001
Prior Transfer Doc	0000607194
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2025
Property Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Document Number	0000332676
Map Reference	MAP 7714
Instrument Date	Nov 24, 2025
Instrument	2025-0332676
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 AVENDA DELAS ROSAS, ENCINITAS, CA 92024

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718

Mortgage

Document Number	0000206004
Date	Mar 16, 2021
Instrument	2021-0206004

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438601
Date	Oct 2, 2019
Instrument	2019-0438601

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Document Number	0000126275
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 AVENIDA DE LAS ROSAS ENCINITAS CA 920244718, ENCINITAS, CA 92024-4718

Mortgage

Document Number	0000126275
Date	Mar 11, 2020
Instrument	126275

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Document Number	0000306197
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 AVENIDA DE LAS ROSAS ENCINITAS CA 920244718, ENCINITAS, CA 92024-4718

Mortgage

Document Number	0000306197
Date	Jul 26, 2019
Instrument	306197

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	490 AVENIDA DE LAS ROSAS, ENCINITAS, CA 92024-4718
Document Number	0000427910
Instrument Date	Oct 10, 2018
Instrument	427910
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 AVENIDA DE LAS ROSAS ENCINITAS CA 920244718, ENCINITAS, CA 92024-4718

Mortgage

Document Number	427911
Date	Oct 15, 2018
Instrument	427911

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,976 (+2%) Land $295,449 Building $383,527
2025	$7,788.00 (+7.41%) Homeowner's exemption	$665,663 (+4.04%) Land $289,656 Building $376,007
2023	$7,251.00 (+2.52%) Homeowner's exemption	$639,816 Land $278,409 Building $361,407
2022	$7,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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