490 Ashcroft Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 490 Ashcroft Dr, Spring Creek, NV 89815 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1983
Lot Size	2.05 acres (89,516 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2025)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	May 2025 Transfer May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-005-010`

Property Details

APN / Parcel Number

Primary APN	`053-005-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,364 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	89,516 sqft (2.05 acres)
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Deck Area	432 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	490 ASHCROFT DR
City	SPRING CREEK
State	NV
Zip	89815-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406 PER RECORD OF SURVEY FILE 600324, CORRECT ACREAGE IS 2.055A
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	5
Legal Lot Number	10
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1014
Census Tract	951403

Owner

Source: Elko County records · APN 053-005-010

Assessment roll updated July 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	764 S 5TH ST, ELKO, NV 89801-4210
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 02, 2025	Quit Claim Deed, Transfer Quitclaim
May 02, 2025	Bargain and Sale Deed, Transfer · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2025 · Amount on Record
Deed Sale	May 02, 2025 · Amount on Record
Prior Sale	Jun 06, 2014 · Amount on Record
Deed Document Number	2025849209
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	May 02, 2025
Property Address	490 ASHCROFT DR, SPRING CREEK, NV 89815-6131
Document Number	0000849208
Map Reference	FILE 60406
Instrument Date	May 02, 2025
Instrument	849208
Transaction Type	Transfer
Record Updated	Nov 07, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 RIDGEWAY DR, SPRING CREEK, NV 89815-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ASHCROFT DR, SPRING CREEK, NV 89815-6131
Investor	Possibly a Property Investor

May 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 02, 2025
Property Address	490 ASHCROFT DR, SPRING CREEK, NV 89815-6131
Document Number	0000849209
Map Reference	FILE 60406
Instrument Date	May 02, 2025
Instrument	849209
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	UNKNOWN, WFG NEVADA RW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 RIDGEWAY DR, SPRING CREEK, NV 89815-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 S 5TH ST, ELKO, NV 89801-4210

Mortgage

Document Number	0000849210
Date	May 02, 2025
Instrument	849210

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (-0.95%)	$58,035 (+11.57%) Land $14,000 Building $44,035	$165,814 (+11.57%) Land $40,000 Building $125,814
2024	$1,571.00 (+16.8%)
2023	$1,345.00 (+7.95%)	$52,015 (+11.95%) Land $9,975 Building $42,040	$148,614 (+11.95%) Land $28,500 Building $120,114
2022	$1,246.00	$46,463 Land $9,975 Building $36,488	$132,751 Land $28,500 Building $104,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Very High above 92% of the US · above 79% of Nevada
Wildfire Likelihood	About 1 in 52 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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