Surry County property record for 490 Armstrong Rd, Pilot Mountain, NC 27041
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,239 sqft · built 1990 |
| Lot Size | 4.77 acres (207,781 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,099 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5958-00-12-1782 |
| Primary APN | 5958-00-12-1782 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| 1st Floor Area | 834 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 207,781 sqft (4.77 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100124085 |
|---|---|
| Street Address | 490 ARMSTRONG RD |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | ARMSTRONG RD |
| Legal Subdivision | PILOT - RURAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | SOUTH WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 930102 |
490 Armstrong Rd, a rural home, is owned and occupied by an individual.
Source: Surry County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 ARMSTRONG RD, PILOT MOUNTAIN, NC 27041-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 490 ARMSTRONG RD, PILOT MOUNTAIN, NC 27041-8148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01590/0159 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 1590/0159 |
| Instrument | 644107 |
| Name | LOCAL GOVERNMENT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | MOUNT AIRY, NC 27030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 490 Armstrong Rd was $1,099, up 6.4% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,099.00 (+6.39%) | $146,030 (-18.49%) Land $28,620 Building $117,410 | $146,030 (-18.49%) Land $28,620 Building $117,410 |
| 2025 | $1,033.00 | $179,150 Land $31,010 Building $148,140 | $179,150 Land $31,010 Building $148,140 |
| 2023 | $320.00 | $146,030 Land $28,620 Building $117,410 | $146,030 Land $28,620 Building $117,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Armstrong Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 490 Armstrong Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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