490 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 490 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	4,094 sqft · built 1998
Lot Size	2.19 acres (95,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jul 2023)
Tax Bill	$11,633 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R80081`

Property Details

APN / Parcel Number

Primary APN	`R80081`
Alternative APN	`O0120637`

Interior

Stories	2 Stories
Building Area	4,094 sqft Living Area
Gross Area	5,406 sqft
1st Floor Area	3,014 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	95,788 sqft (2.19 acres)
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Covered Porch
Porch Area	376 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 93, ACRES 2.1990
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 1
Legal Block	2
Legal Lot Number	93
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 ARBORS CIR, ELGIN, TX 78621-5600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jul 10, 2023
Property Address	490 ARBORS CIR, ELGIN, TX 78621-5600
Document Number	0202310230
Map Reference	CAB 3 PG 838
Instrument Date	Jul 6, 2023
Instrument	202310230
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 ARBORS CIR, ELGIN, TX 78621-5636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ARBORS CIR, ELGIN, TX 78621-5600

Mortgage

Document Number	0202310231
Date	Jul 10, 2023
Instrument	202310231

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,633.00 (-18.7%) Homeowner's exemption	$682,966 (-16.45%) Land $159,009 Building $523,957	$682,966 (-16.45%) Land $159,009 Building $523,957
2024	$14,309.00
2023	Homeowner's exemption Senior Citizen's exemption	$817,463 (+2.95%) Land $158,051 Building $659,412	$817,463 (+2.95%) Land $158,051 Building $659,412
2022	$7,208.00	$794,019 Land $138,893 Building $655,126	$794,019 Land $138,893 Building $655,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbors Cir

Nearby Streets

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