490 Andover Ct, Lake Forest, IL 60045 Property Records

Lake County property record for 490 Andover Ct, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,264 sqft · built 1999
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$509,500 (Nov 1999)
Tax Bill$10,689 (2024)
Flood ZoneZone X (minimal risk)
APN15-01-302-041

Property Details

APN / Parcel Number

Primary APN15-01-302-041

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,264 sqft Living Area
Gross Area4,380 sqft
1st Floor Area1,536 sqft
Upper Floors Area825 sqft
Basement Area1,536 sqft
Finished Basement903 sqft
Unfinished Basement633 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address490 ANDOVER CT
CityLAKE FOREST
StateIL
Zip60045-4826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COMMONS AT CONWAY FARMS; (EX WLY 45.95) LOT 10
Legal SubdivisionTHE COMMONS AT CONWAY FARMS
Legal Lot Number10
JurisdictionLAKE IL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2014
Census Tract866200

Owner

490 Andover Ct is owned and occupied by an individual who acquired it in August 2008.

Source: Lake County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address490 ANDOVER CT, LAKE FOREST, IL 60045-4826
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 1999 · Amount on File
Deed SaleNov 1, 1999 · Amount on File
Deed Document Number19994443714
Last Transfer DateAug 27, 2008
Transfer Doc0006389245
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionVernon Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$215,047 Land $71,013 Building $144,034$645,205 Land $213,060 Building $432,145
2024$10,689.00 (-3.98%)
2023$11,132.00 (+3.1%)$182,174 (-6.44%) Land $60,158 Building $122,016$546,577 (-6.44%) Land $180,492 Building $366,085
2022$10,797.00$194,711 Land $58,179 Building $136,532$584,191 Land $174,554 Building $409,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Andover Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1985–2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Andover Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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