San Joaquin County property record for 490 Altamont Dr, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,046 sqft · built 1989 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jan 2022) |
| Tax Bill | $8,220 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-230-050-000 |
| Primary APN | 235-230-050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 490 ALTAMONT DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | 89-FM PT OF 235-110-16 |
| Legal Subdivision | MT DIABLO PARK UNIT #1 |
| Legal Tract | 2126 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5405 |
Source: San Joaquin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 22, 2021 | Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Mar 9, 2021 | Intrafamily Transfer, Transfer |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 2022-003925 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 10, 2022 |
| Property Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Document Number | 0000003925 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022-003925 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Document Number | 0000003926 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-003926 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 3.75% |
| Index | Other |
| Max Rate | 6.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 22, 2021 |
| Property Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Document Number | 0000159384 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021-159384 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 W VERANO WAY, MOUNTAIN HOUSE, CA 95391-2015 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 9, 2021 |
| Property Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Document Number | 0000043389 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Feb 27, 2021 |
| Instrument | 2021-043389 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000045707 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017-045707 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 490 ALTAMONT DR, TRACY, CA 95376-1402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000119266 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019-119266 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,220.00 (+4.25%) Homeowner's exemption | $702,100 (-1.67%) Land $210,000 Building $492,100 |
| 2023 | $7,885.00 (+27.05%) Homeowner's exemption | $714,000 Land $178,500 Building $535,500 |
| 2022 | $6,206.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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