490 Addington Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 490 Addington Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,194 sqft · built 1972
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jan 2026)
Tax Bill	$516 (2025)
Deeds & Mortgages	Jan 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T38 073`

Property Details

APN / Parcel Number

Primary APN	`T38 073`
Alternative APN	`796650`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,194 sqft Heated Area
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,279 sqft (1.82 acres)
Terrain	Gentle Slope
Garage Area	2,906 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	1,083 sqft
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	796650
Street Address	490 ADDINGTON DR
City	TOCCOA
State	GA
Zip	30577-6041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 2 MRS CLYDE ANDREWS S/D
Legal Subdivision	MRS CLYDE ANDREWS S/D
Legal Lot Number	2
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1022
Census Tract	970302

Owner

490 Addington Dr is owned and occupied by an individual who bought it in January 2026.

Source: Stephens County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Limited Warranty Deed, Transfer
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCE
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Book / Page	1437 / 214
Transfer Doc	0009620137
Record Updated	Jun 8, 2026

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 28, 2026
Property Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041
Document Number	0014370214
Book / Page	1437 / 214
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Tax	$3.35
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041

Mortgage

Document Number	0012690000000449
Date	Oct 6, 2021
Book Page	0000001269/0000000449
Instrument	000556

Lender

Name	AMERICAN FINANCE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 30, 2021
Property Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041
Document Number	0012690448
Book / Page	1269 / 448
Instrument Date	Sep 30, 2021
Instrument	2021-001421
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 ADDINGTON DR, TOCCOA, GA 30577-6041

Tax Assessment & Valuation

The 2025 property tax bill for 490 Addington Dr was $516 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$516.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$183,106 Land $10,444 Building $172,662	$457,767 Land $26,111 Building $431,656
2023	$50.00 Homeowner's exemption	$118,968 Land $10,444 Building $108,524	$297,422 Land $26,111 Building $271,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 Addington Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Addington Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Windstream.

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