490 79th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 490 79th St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,080 sqft · built 1950
Lot Size	0.153 acres (6,700 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Nov 2021)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291100 160.60-2-29`

Property Details

APN / Parcel Number

Primary APN	`291100 160.60-2-29`
Alternative APNs	`11001600600002029000` `14/8373.B`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,700 sqft (0.153 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14/8373.B
Street Address	490 79TH ST
City	NIAGARA FALLS
State	NY
Zip	14304-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 447 BL K LOT N PT 11
Legal Subdivision	MILE RESERVE
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	3
Census Block	3009
Census Tract	22100

Owner

Source: Niagara County and Niagara Falls City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 79TH ST, NIAGARA FALLS, NY 14304-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage JILL BOLAND
Sep 27, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	202123978
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Nov 12, 2021
Property Address	490 79TH ST, NIAGARA FALLS, NY 14304-3302
Document Number	0000003978
Map Reference	MB 7 PG 672
Instrument Date	Nov 1, 2021
Instrument	2021-23978
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	490 79TH ST, 490, NIAGARA FALLS, NY 14304-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 79TH ST, NIAGARA FALLS, NY 14304-3302

Mortgage

Document Number	0000003979
Date	Nov 12, 2021
Instrument	2021-23979

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jan 17, 2020
Property Address	490 79TH ST, NIAGARA FALLS, NY 14304-3302
Document Number	0000000942
Instrument Date	Jan 14, 2020
Instrument	942
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 85TH ST NIAGARA FALLS NY 143042420, NIAGARA FALLS, NY 14304-2420

Mortgage

Document Number	943
Date	Jan 17, 2020
Instrument	943

Lender

Name	JILL BOLAND
Address	3280 WOODLAND AVE, NIAGARA FALLS, NY 14304-1314
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2025

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 27, 2019
Property Address	490 79TH ST, NIAGARA FALLS, NY 14304-3302
Document Number	0000016062
Instrument Date	Sep 26, 2019
Instrument	16062
Transaction Type	Foreclosure
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$304.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 WOODLAND AVE NIAGARA FALLS NY 143041314, NIAGARA FALLS, NY 14304-1314

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,668.00	$63,000 (-) Land $3,700 Building $59,300	$140,000 (+19.97%) Land $8,222 Building $131,778
2023		$63,000 Land $3,700 Building $59,300	$116,700 Land $6,854 Building $109,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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