490 48th St, Oakland, CA 94609 Property Records

Alameda County property record for 490 48th St, Oakland, CA 94609

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,337 sqft · built 1904
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,216 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-1151-15`

Property Details

APN / Parcel Number

Primary APN	`13-1151-15`
Alternative APN	`013-1151-015-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,337 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Wood
Lot Area	5,300 sqft (0.122 acres)

Location & Zoning

Street Address	490 48TH ST
City	OAKLAND
State	CA
Zip	94609-2132
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT: 00015 BLK: AR: 0013 PAGE: 1151
Legal Subdivision	TEMESCAL PARK
Legal Lot Number	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	401100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11305 ELVESSA ST, OAKLAND, CA 94605-5519
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2017	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 10, 2013
Transfer Doc	0000385516
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	490 48TH ST, OAKLAND, CA 94609-2132
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11305 ELVESSA ST, OAKLAND, CA 94605-5519

Mortgage

Document Number	0000061877
Date	Mar 25, 2022
Instrument	2022061877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	490 48TH ST, OAKLAND, CA 94609-2132
Document Number	0000014652
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11305 ELVESSA ST OAKLAND CA 946055519, OAKLAND, CA 94605-5519

Mortgage

Document Number	0000014652
Date	Jan 19, 2017
Instrument	14652

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$224,514 (+2%) Land $68,330 Building $156,184
2025	$6,216.00 (+3.63%)	$220,113 (+4.04%) Land $66,991 Building $153,122
2023	$5,998.00	$211,565 Land $64,389 Building $147,176

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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