Lake County property record for 490 45th St, Munster, IN 46321
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 22,500 sqft · built 2003 |
| Lot Size | 2.94 acres (128,066 sqft) |
| Owner | Company Name on File |
| Tax Bill | $46,122 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0656-0002 |
| Primary APN | 007-18-28-0656-0002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 22,500 sqft Total Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block/Stucco |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 128,066 sqft (2.94 acres) |
| Garage Area | 22,500 sqft |
| Sewer | Connected |
|---|
| Account Number | 007-18-28-0656-0002 |
|---|---|
| Old Parcel Number | 182806560002 |
| Street Address | 490 45TH ST |
| City | MUNSTER |
| State | IN |
| Zip | 46321-5809 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | R33 |
| Legal Description | MIDWEST CENTRAL BUSINESS PARK UNIT 4, (REPLAT OF LOT 2) 2 |
| Legal Subdivision | MIDWEST CTRL BUSN PARK 04 PRCL |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40301 |
490 45th St, a commercial property, is owned by a company that acquired it in September 2003.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | ARLINGTON HEIGHTS, IL 60004 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Aug 28, 2017 | Grant Deed, Mortgage · Line of Credit FIRST MIDWEST BK |
| Jan 3, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit FIRST MIDWEST BK |
| Jan 25, 2017 | Loan Modification, Mortgage · Line of Credit FIRST MIDWEST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2003 |
| Deed Sale | Sep 18, 2003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 490 45TH ST, MUNSTER, IN 46321-5809 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4461 CLUB ESTATES DR, NAPLES, FL 34112-7935 |
| Document Number | 0000000964 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026-500964 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Amount | Amount on Record |
|---|---|
| Term | 18 Months |
| Due | Jun 30, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 28, 2017 |
| Property Address | 490 45TH ST, MUNSTER, IN 46321-5809 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 57999 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4461 CLUB ESTATES DR NAPLES FL 341127935, NAPLES, FL 34112-7935 |
| Document Number | 0000057999 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 57999 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | 8501 W HIGGINS RD, CHICAGO, IL 60631-2801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 27, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 490 45TH ST, MUNSTER, IN 46321-5809 |
| Document Number | 0000005698 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 490 45TH ST MUNSTER IN 46321, MUNSTER, IN 46321 |
| Document Number | 0000005698 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 5698 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 24, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 25, 2017 |
| Property Address | 490 45TH ST, MUNSTER, IN 46321-5809 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 5698 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 490 45TH ST MUNSTER IN 46321, MUNSTER, IN 46321 |
| Document Number | 0000005698 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 5698 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 24, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,720,800 Land $917,300 Building $803,500 | $1,720,800 Land $917,300 Building $803,500 | |
| 2024 | $46,122.00 | ||
| 2023 | $1,742,500 (+4.88%) Land $917,300 Building $825,200 | $1,742,500 (+4.88%) Land $917,300 Building $825,200 | |
| 2022 | $44,666.00 | $1,661,500 Land $661,500 Building $1,000,000 | $1,661,500 Land $661,500 Building $1,000,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 45th St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 490 45th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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