490 45th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 490 45th Ave NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,375 sqft · built 2000
Lot Size1.58 acres (69,260 sqft)
Owner2 Individual Names on Record
Last Sale$130,500 (Feb 2000)
Tax Bill$2,270 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone AH (high risk)
APN338800 92 23C10

Property Details

APN / Parcel Number

Primary APN338800 92 23C10
Alternative APN
  • 38609480006

Interior

Stories1 Story
Building Area2,375 sqft Living Area
1st Floor Area2,375 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Lot Area69,260 sqft
Pool Area448 sqft
Deck Area784 sqft

Location & Zoning

Street Address490 45TH AVE NE
CityNAPLES
StateFL
Zip34120-6410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 38 E 105FT OF TR 92
Legal Range27
Legal Township48
Legal Section10
Legal SubdivisionGOLDEN GATE EST UNIT 38
Legal Tract92
Legal Block2
Legal Lot Number2
Legal Unit38
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2019
Census Tract11211

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address490 45TH AVE NE, NAPLES, FL 34120-6410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2000 · Amount on Record
Deed SaleFeb 1, 2000 · Amount on Record
Prior SaleJan 7, 1999 · Amount on Record
Deed Book / Page2636 / 552
Last Transfer DateNov 27, 2007
Transfer Doc0043072016
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address490 45TH AVE NE, NAPLES, FL 34120-6410
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 45TH AVE NE, NAPLES, FL 34120-6410

Mortgage

Document Number0059591988
DateJun 4, 2021
Book Page5959/1988
Instrument6072186
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,282 (+2.7%)$405,557 (-10.16%) Land $54,855 Building $350,702
2025$2,270.00 (+3.84%) Homeowner's exemption$205,727 (+5.99%)$451,404 (+1.97%) Land $54,855 Building $396,549
2024$2,186.00 (+0.92%)
2023$2,166.00 (-0.23%) Homeowner's exemption$194,106 (+3%)$442,676 (+6.56%) Land $48,495 Building $394,181
2022$2,171.00 Homeowner's exemption$188,452$415,405 Land $43,407 Building $371,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies220 in force
Nearby Flood Claims3 (2022–2024)
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Streamline Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 45th Ave NE

Nearby Streets

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