490 3rd St NW, Naples, FL 34120 Property Records

Collier County property record for 490 3rd St NW, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,071 sqft · built 2005
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Dec 2003)
Tax Bill$2,317 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone AH (high risk)
APN328600 99 14C04

Property Details

APN / Parcel Number

Primary APN328600 99 14C04
Alternative APN
  • 37116240109

Interior

Stories1 Story
Building Area2,071 sqft Living Area
Gross Area2,647 sqft
1st Floor Area2,071 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Lot Area108,900 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area456 sqft

Location & Zoning

Street Address490 3RD ST NW
CityNAPLES
StateFL
Zip34120-5080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 11 N 165FT OF TR 99
Legal Range27
Legal Township49
Legal Section4
Legal SubdivisionGOLDEN GATE EST UNIT 11
Legal Tract99
Legal Block1
Legal Lot Number1
Legal Unit11
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1006
Census Tract10424

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address490 3RD ST NW, NAPLES, FL 34120-5080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2003 · Amount on Record
Deed SaleDec 16, 2003 · Amount on Record
Deed Book / Page3464 / 2482
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address490 3RD ST NW, NAPLES, FL 34120-5080
Transaction TypeMortgage
Record UpdatedJun 22, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 3RD ST NW, NAPLES, FL 34120-5080

Mortgage

Document Number0062560638
DateJun 8, 2023
Book Page6256/638
Instrument6413880
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,359 (+2.7%)$614,035 (+19.95%) Land $205,013 Building $409,022
2025$2,317.00 (+8.47%) Homeowner's exemption$235,987 (+5.99%)$511,915 (-16.21%) Land $133,125 Building $378,790
2023$2,136.00 (-1.29%) Homeowner's exemption$222,656 (+3%)$610,924 (+8.17%) Land $215,000 Building $395,924
2022$2,164.00 Homeowner's exemption$216,171$564,761 Land $191,625 Building $373,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 345 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies353 units insured
incl. 8 condo units
Nearby Flood Claims8 (2017–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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