490 1st St, Petaluma, CA 94952 Property Records

Sonoma County property record for 490 1st St, Petaluma, CA 94952

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,925 sqft · built 2013
Lot Size	2.29 acres (1 sqft)
Owner	2 Individual Names on File
Last Sale	$783,000 (Jul 2018)
Tax Bill	$10,020 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-670-022-000`

Property Details

APN / Parcel Number

Primary APN	`008-670-022-000`
Alternative APN	`008-670-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,925 sqft Living Area
Gross Area	2,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	L-Shape
Lot Area	1 sqft
Garage Type	Attached
Garage Area	385 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	008-670-022
Street Address	490 1ST ST
City	PETALUMA
State	CA
Zip	94952-5180
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	2008 FM PTN 008-126-017 CELSIUS44 UT 43
Legal Subdivision	PETALUMA PRCL MAP 364
Legal Block	3
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	3
Census Block	3028
Census Tract	150701

Owner

490 1st St, a condominium, is owned and occupied by two individuals who bought it in July 2018.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 1ST ST, PETALUMA, CA 94952-5180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 25, 2018	Grant Deed, Transfer · Conventional Mortgage BYPASS GEORGE E R JR TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Jun 19, 2013 · Amount on File
Deed Document Number	201852672
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	490 1ST ST, PETALUMA, CA 94952-5180
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058774
Date	Aug 20, 2018
Instrument	2018058774

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	490 1ST ST, PETALUMA, CA 94952-5180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059533
Date	Jul 20, 2020
Instrument	2020059533

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 25, 2018
Property Address	490 1ST ST, PETALUMA, CA 94952-5180
Document Number	0000052672
Instrument Date	Jul 12, 2018
Instrument	52672
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	490 1ST ST PETALUMA CA 949525180, PETALUMA, CA 94952-5180

Mortgage

Document Number	52673
Date	Jul 25, 2018
Instrument	52673

Lender

Name	BYPASS GEORGE E R JR TR (PT)
Address	1010 SPRING ST, SANTA ROSA, CA 95404-3630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 490 1st St was $10,020 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,915 (+2%) Land $352,724 Building $538,191
2025	$10,020.00 Homeowner's exemption	$873,447 Land $345,808 Building $527,639
2023	$9,136.00 (+0.88%) Homeowner's exemption	$839,532 Land $332,381 Building $507,151
2022	$9,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 490 1st St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 units insured incl. 37 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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