49 Wisteria Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 49 Wisteria Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,720 sqft · built 2005
Lot Size0.151 acres (6,554 sqft)
Owner2 Individual Names on File
Last Sale$915,000 (May 2022)
Tax Bill$9,074 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN248-460-280-000

Property Details

APN / Parcel Number

Primary APN248-460-280-000
Alternative APN
  • 248-460-28

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,720 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area6,554 sqft (0.151 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-460-28
Street Address49 WISTERIA LN
CityTRACY
StateCA
Zip95377-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-FM PT OF 248-030-09
Legal SubdivisionGARDEN SQUARE
Legal Block1
Legal Lot Number83
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1015
Census Tract5219

Owner

49 Wisteria Ln is owned and occupied by two individuals who bought it in May 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address49 WISTERIA LN, TRACY, CA 95377-8765
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2022 · Amount on File
Deed SaleMay 2, 2022 · Amount on File
Prior SaleMay 18, 2015 · Amount on File
Deed Document Number202256382
Prior Transfer DateAug 23, 2006
Prior Transfer Doc0000187652
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 2, 2022
Property Address49 WISTERIA LN, TRACY, CA 95377-8765
Document Number0000056382
Map ReferenceVOL 36 PG 53
Instrument DateApr 11, 2022
Instrument2022-056382
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address49 WISTERIA LN, TRACY, CA 95377-8765

Mortgage

Document Number0000056383
DateMay 2, 2022
Instrument2022-056383
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Mortgage

Document Number0000056384
DateMay 2, 2022
Instrument2022-056384
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 49 Wisteria Ln was $9,074 with a homeowner's exemption, down 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,074.00 (-0.36%)
2025$9,107.00 Homeowner's exemption$842,800 Land $250,000 Building $592,800
2023$9,011.00 (+48.99%) Homeowner's exemption$842,800 Land $250,000 Building $592,800$893,430
2022$6,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Wisteria Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Wisteria Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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